Wed 9th Mar - What small DFW things will you do today?

allydowd

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:money:

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• Cooking On A Bootstrap, cheap recipes ( Link)
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• Income Tax Calculator (Link) New!
  
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• Wombling Guide (Link) New!
  
• You Need A Budget site and App (Link)

Checked 25 Feb 2016.

allydowd

Hi March Misers,

I'm up at Stupid O'Clock so that I can have some food before Nil-By-Mouth hospital investigations from lunchtime. Will take food with me for after I've been tortured.

On the brighter side this is the first of five days off.

I've added a link to a Tax Code Checker, above, for Employees and those with a Private Pension for anyone wanting to check if they're possibly due an income tax refund.

I've also added a link about Wombling to the list of links, above. I know Bob is a Wombling Wonder. Maybe I should give it a shot.

Debt Free-Nillionaire Continuity Plan Month Ten:


* Checked balances. The £1000 of unauthorised credit card purchases have gone from my credit card. Hurrah! Just the refund for broken goods to come back on now.

* Updated Finances Spreadsheet.

* Did i-Say surveys.

* Checked Quidco: these people are sooooo slow to pay.

* Washing is outside on the line.


What about you folks?

maria3104

Morning all.
Thanks for the start ally.
Was going to do machines cheap rate but am going for a walk round outside instead. Feel extravagant and am worried about sheep.
Then normal list.
Office
Eat from stores
Check banking
Home and bed .
Have a good day all.
Maria x

YORKSHIRELASS

Morning

I now understand what wombling is! Thanks Ally. Although living in an area that doesnt have a Tesco, Asda or Morrisons dont think its much use to me. Clever idea though.

Start my new second job today. Bit nervous. Washing is over the airer (its pouring down). Packed lunch to make, tea will be chilli using ingredients I already have, no need to shop.

Just hope DH manages to get some work done today. Have a good Wednesday everyone x

Bobarella

Morning All

Maria - I forgot to thank you yesterday for your kind words on me being under 2k. Thank you. I hope the sheep will be ok.

Ally sorry to hear you have to go into hospital. Hope you get the results you need. The wombling article is great. I am only a baby womble compared to those guys. I have to say though there are some amazing numbers being logged on the Remember Your a Womble thread. I have a lower score this year due to less time for doing it.

Back later

Bob

crazy_cat_lady

Morning all
No fancy fonts or colours today as I'm on my tablet. I knocked my laptop off the sofa yesterday and have smashed the screen. I'm devastated... But it will have to be repaired as I'm heavily reliant on my laptop.
Ally - I hope all goes as well as possible at the hospital today.
Here's my list for today
check banking and PAD
find somewhere to get my laptop repaired
pay off Easter break with the cash from the Young Carers
relax if that is remotely possible
next knitting or crochet project
load of washing
try and eat well now I'm feeling a bit better
quick Hoover through
get kids to school (did feeling better)

PurpleFairy26

Morning all :hello: thanks for starting today Ally - hope your appointment goes well.
Maria - hope the sheep are ok
Bob - well done on your reducing debt

My today mainly look like:
Label last bits for the sale on Saturday. I did loads last night - all the toys and a good box of clothes. May have to get iron out for last few items really pleased with how much I have.
Check banking, FPL, surveys
TWO things from my March list otherwise I'll never get rid of them
Meals from stores, put slow cooker on tonight so I have lunch before I go out to work in the evening after working in the day, must get meat out shortly
Go and collect car from garage
Pop to town and collect contacts and drop 3 bags off at charity shop - really good for the soul
Pick up cheap elastic bands and safety pins
Pay in cheque (need to find cheque first )
Take hangers for recycling at supermarket
Do some work tonight for my biz, need to get ready to launch someone's business with the tomorrow

Check back later, Jonno

Not-Two

Good morning all and thanks for the start ally.

Here's my aims for today;
[STRIKE] 1. Check banks[/STRIKE] & update spreadsheets if needed
[STRIKE] 2. Lunch soup from slow cooker[/STRIKE]
[STRIKE] 3. Dinner; leftover meatloaf, mash and veggies[/STRIKE]
4. Either work on blog or study (both needs doing desperately!) not done...
[STRIKE] 5. Take dog for longer walk if it stops raining afternoon[/STRIKE]
[STRIKE] 6. Turn things off not being used (lights, heater)[/STRIKE]
[STRIKE] 7. List something (anything!) on Amazon or eBay.[/STRIKE] managed to put 1 DVD on eBay... what an effort! :rotfl:
[STRIKE] 8. Plan Thursday meals[/STRIKE]

Also;
- cleaned & tidied living room
- got a pile of stuff ready for listing
- read lots of MSE articles with tips on saving/making money, which got me completely sidetracked!!

Good luck everyone

Not-Two

allydowd wrote: »

Hi March Misers,

I'm up at Stupid O'Clock so that I can have some food before Nil-By-Mouth hospital investigations from lunchtime. Will take food with me for after I've been tortured.

On the brighter side this is the first of five days off.

I've added a link to a Tax Code Checker, above, for Employees and those with a Private Pension for anyone wanting to check if they're possibly due an income tax refund.

I've also added a link about Wombling to the list of links, above. I know Bob is a Wombling Wonder. Maybe I should give it a shot.

Debt Free-Nillionaire Continuity Plan Month Ten:


* Checked balances. The £1000 of unauthorised credit card purchases have gone from my credit card. Hurrah! Just the refund for broken goods to come back on now.

* Updated Finances Spreadsheet.

* Did i-Say surveys.

* Checked Quidco: these people are sooooo slow to pay.


What about you folks?

Wow - thanks for illuminating us about wombling, sounds awesome!

Baileys_Babe

Thanks Ali for getting us started. I hope you are not in too much discomfort through your procedure and you get the results you hope for.

Today we are at one of our regular HE groups I'm not sure what time we will be back or how we will be, no doubt the children will be tired and I will be worrying about my Grandma who is unwell.

Today will be a LSD where we will be sticking to the meal plan and taking our lunch contribution from stores. I won't be washing my hair but I will be having fun with like minded folk.