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gifted deposits off landlord who happens to be a parent!!!

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Comments

  • beck_01
    beck_01 Posts: 8 Forumite
    As far as I'm aware, she's had it on a but to let mortgage so I'm guessing it's declared yes. . Thanks so much for your help
  • beck_01
    beck_01 Posts: 8 Forumite
    Haha sorry a"buy to let" ��
  • beck_01
    beck_01 Posts: 8 Forumite
    silvercar wrote: »
    So bought for 34k, worth 100k.

    Gain (less buying and selling costs) would be about 64k.

    16 years ownership, of which she lived in it as her main home for 10 years and rented it out for 6 yrs. Proportion exempt is 10+1.5=11.5 of 16.

    So gain liable for CGT is 5.5 / 16 x 64= 22.

    She would then get letting relief (google it) which would take care of upto 30k, so no CGT to pay. :)

    just googled... that's really interesting! I've sent her all the relevant info so hopefully we'll be able to understand better. ..
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