SAntander money back credit card

conar686

Applied for this cars and was rejected, chkd experian (they use experian) and equifax both show nothing untoward on my creditfile.

Anyone got an email address so I can appeal and discover if there was any other lending criteria I failed on.

The usual customerservices one can't transfer emails to the appropriate department.

Ta

SnowTiger

conar686 wrote: »

Applied for this cars and was rejected, chkd experian (they use experian) and equifax both show nothing untoward on my creditfile.

Anyone got an email address so I can appeal and discover if there was any other lending criteria I failed on.

The usual customerservices one can't transfer emails to the appropriate department.

It's unlikely they'll give you the information you seek. And even more unlikely they'll give it to you via email.

If they gave punters detailed information about why their application was rejected people would tailor applications to avoid disappointment.

There doesn't have to be anything bad on your credit file to cause a rejection. It could be that Santander thought you already had enough debt or enough credit available. Or that you didn't use credit enough to make you a valuable credit card customer.

You can sent them proof of your income, along with copies of your credit reports, and appeal their decision if you wish.