Debt Free by 30 (November 2017)

in Debt free diaries
2 replies 366 views
Since I was 18 I have been in debt.

2012 saw my LBM. I owed more than i earned. I was so ashamed and hid it from my hubby.

I called SC and started a DMP. It was the best thing I ever did. I could finally sleep at night and start paying back what I spent.

Debt at 2012 = 19052.43
Debt at July 2015= 14023.43

My debts haven't gone down as quickly as I had hoped but I have been on maternity leave for the last 9 months. Going back to work this month so I will be able to double my payment to SC.

This diary is to keep me on the straight and narrow in the hope that I will be Debt Free by the time I'm 30.... 28 months to do it in.

Feel free to join me :D

February GC £26.68/£250


  • Babies in bed for his nap so I have checked the free postcode lottery and lucky numbers. No luck today :D

    February GC £26.68/£250

  • DanielleNic87DanielleNic87 Forumite
    1.1K Posts
    Part of the Furniture 1,000 Posts Combo Breaker
    Today I checked my lucky numbers and free postcode lottery.... No luck again.

    I did however receive a £5 paypal payment from the on device app (they keep sending me tasks and get £5 each time :D)

    I also tried paying off one of the debts on my DMP (only a £14 o/d). It appears Natwest sold the debt on in January 2014. They were still accepting payments from SC though!!! Managed to speak to the company who have taken it on and they are going to be taking it off what I owe. That's another £100 off.... Better than nothing :D Will wait for the written confirmation before I update totals.

    February GC £26.68/£250

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