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Insuring myself on my sons car.

Hi all. I have recently purchased a car for my son who is nearing his driving test. I thought that i would be able to drive this car on my own insurance for my own car. This is not the case as my company doesnt allow me to drive other cars. Although my son has his own learner insurance can I take out a seperate policy to drive his car if the need should arise? Many thanks in advance for any help.
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Comments

  • Nodding_Donkey
    Nodding_Donkey Posts: 2,738 Forumite
    Ninth Anniversary 1,000 Posts
    Can't he put you as a named driver on his insurance?
  • Car_54
    Car_54 Posts: 8,746 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    I'd have thought the cheaper option would be to get yourself added as a named driver on your son's insurance.
  • Hi, his policy is with a specialist learner driver comany called Collingwood. I'll check with them to see if its possible. Thank you.
  • forgotmyname
    forgotmyname Posts: 32,860 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Is that the one where only a learner can be covered? I seem to remember getting a quote from a company that would not add drivers with a full licence.

    You can take out another policy but you wont be able to use your current no claims so maybe costly.
    Censorship Reigns Supreme in Troll City...

  • Zandoni
    Zandoni Posts: 3,465 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    If you are teaching your son I would of thought you have to be insured to drive the car.
  • CP123
    CP123 Posts: 1 Newbie
    i cant insure my son as second driver, he passed in 19.06.2015, i want to know why
  • CP123 wrote: »
    i cant insure my son as second driver, he passed in 19.06.2015, i want to know why

    Eh?

    1234567
  • LandyAndy
    LandyAndy Posts: 26,377 Forumite
    Part of the Furniture 10,000 Posts
    CP123 wrote: »
    i cant insure my son as second driver, he passed in 19.06.2015, i want to know why

    Because your insurer doesn't cover young drivers? My policies won't accept my sons.

    I bought my sons their own cars and put me as a named driver.
  • Oooh, shouty.

    Have you asked the insurance company ?
  • Car_54
    Car_54 Posts: 8,746 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Zandoni wrote: »
    If you are teaching your son I would of thought you have to be insured to drive the car.

    No. But it's a good idea, in case son wants to give up in mid-lesson.
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