Have a deposit.. Still sturggling to afford to buy?

AdrianC

How about this?
http://www.rightmove.co.uk/property-for-sale/property-48929440.html
No garden, but in Leatherhead.

If you don't like that, here's 30 non-shared ownership, non-retirement flats with gardens within 15 miles of Leatherhead.
http://www.rightmove.co.uk/property-for-sale/Leatherhead.html?maxPrice=160000&maxBedrooms=1&retirement=false&displayPropertyType=flats&oldDisplayPropertyType=flats&primaryDisplayPropertyType=flats&oldPrimaryDisplayPropertyType=flats&radius=15.0&propFeature=Garden&partBuyPartRent=false

Go up to £170k asking, and there's another dozen on the list.

Another five miles on the radius brings that list up to 92 properties.

AdrianC

libf wrote: »

http://www.rightmove.co.uk/new-homes-for-sale/property-48147085.html?premiumA=true

Shared ownership, so £147k + rent.

Lala2015

AndyT678 wrote: »

You do seem to be prioritising what you think your cat wants. Perhaps Tiddles could be persuaded to compromise?

Hi AndyT678,


Not really... I'm just being sensible.
After having a cat lose it's life when living in a high level apartment and now living on a ground floor with a private garden, I think it's best all round.


Much safer for him and a small comfort for me a) knowing he's not going to jump out of a window and b) having somewhere for me to retreat to when I'm fed up of being indoors due to scrimping and saving.


Generally, when speaking to a whole range of people, the impression I receive is that first time home buyers don't really have much of a choice.
Whilst I understand this and we have to prioritise, after spending such a huge amount of money I've saved years for, from working hard and making scarifies, a small garden and a shack that isn't falling apart isn't too much to ask I don't think).:D

Cornucopia

I would suggest something like this (I don't know Surrey that well, so don't know how it would work for commuting)...

http://www.rightmove.co.uk/property-for-sale/property-50442184.html

Overall, Rightmove is your friend, you can't select for Ground Floor flats, but you can select for Flats with Gardens (okay, not quite the same thing).

There are 9 properties with 1 or 2 bedrooms with Gardens within 10 miles of Leatherhead, up to £150k

http://www.rightmove.co.uk/property-for-sale/Leatherhead.html?minPrice=70000&maxPrice=150000&minBedrooms=1&maxBedrooms=2&retirement=false&displayPropertyType=flats&oldDisplayPropertyType=flats&primaryDisplayPropertyType=flats&oldPrimaryDisplayPropertyType=flats&radius=10.0&propFeature=Garden

There are also 13 Shared ownership schemes including some that are brand new, where you might be able to opt for Ground floor, even though it isn't specified. Of those, 7 say they have a Garden.

http://www.rightmove.co.uk/property-for-sale/Leatherhead.html?minPrice=70000&maxPrice=150000&minBedrooms=1&maxBedrooms=2&retirement=false&displayPropertyType=flats&oldDisplayPropertyType=flats&primaryDisplayPropertyType=flats&oldPrimaryDisplayPropertyType=flats&radius=10.0&partBuyPartRent=true

Some properties will be on both lists.

Lala2015

ShAnE wrote: »

As said, where about's in Surrey are you? If Farnham or Camberley then maybe Basingstoke is an option. If Gatwick/Reigate way then maybe Crawley is an option.

Hi ShAnE,


Leatherhead - Am considering Crawley but I'm worried about the commute? (In terms of fuel consumption).
I used to drive from Redhill to Cobham everyday when living with my ex partner and it was expensive!

Lala2015

Cornucopia wrote: »

I would suggest something like this (I don't know Surrey that well, so don't know how it would work for commuting)...

http://www.rightmove.co.uk/property-for-sale/property-50442184.html

Overall, Rightmove is your friend, you can't select for Ground Floor flats, but you can select for Flats with Gardens (okay, not quite the same thing).

There are 9 properties with 1 or 2 bedrooms with Gardens within 10 miles of Leatherhead, up to £150k

http://www.rightmove.co.uk/property-for-sale/Leatherhead.html?minPrice=70000&maxPrice=150000&minBedrooms=1&maxBedrooms=2&retirement=false&displayPropertyType=flats&oldDisplayPropertyType=flats&primaryDisplayPropertyType=flats&oldPrimaryDisplayPropertyType=flats&radius=10.0&propFeature=Garden

There are also 13 Shared ownership schemes including some that are brand new, where you might be able to opt for Ground floor, even though it isn't specified. Of those, 7 say they have a Garden.

http://www.rightmove.co.uk/property-for-sale/Leatherhead.html?minPrice=70000&maxPrice=150000&minBedrooms=1&maxBedrooms=2&retirement=false&displayPropertyType=flats&oldDisplayPropertyType=flats&primaryDisplayPropertyType=flats&oldPrimaryDisplayPropertyType=flats&radius=10.0&partBuyPartRent=true

Some properties will be on both lists.

Thank you Cornucopia, I will have a look now

Pixie5740

I remember being a FTB in 2007 when house prices were going bananas everywhere. I thought I would never get on the property ladder but then the economy went down the pooper and I managed to buy somewhere. I'm not saying that there's going to be another dip in the economy but where there's a will there's a way.

That said, I did still have to compromise on one or two things when I bought my first place. In fact I also had to compromise when buying the property I'm getting the keys for next week. No offstreet parking but I get to live in town. The upside is that I'm bloody good at parallel parking into small spaces after all my years of renting in town without parking.

ShAnE

Lala2015 wrote: »

Hi ShAnE,


Leatherhead - Am considering Crawley but I'm worried about the commute? (In terms of fuel consumption).
I used to drive from Redhill to Cobham everyday when living with my ex partner and it was expensive!

Ah yes Leatherhead isn't really surrounded by much which is affordable but hopefully one of the places others have posted is suitable.

I've bounced from Surbiton, to Woking, to Farnborough and now on to Basingstoke so I feel your pain of the Surrey housing market.

Lala2015

Pixie5740 wrote: »

I remember being a FTB in 2007 when house prices were going bananas everywhere. I thought I would never get on the property ladder but then the economy went down the pooper and I managed to buy somewhere. I'm not saying that there's going to be another dip in the economy but where there's a will there's a way.

That said, I did still have to compromise on one or two things when I bought my first place. In fact I also had to compromise when buying the property I'm getting the keys for next week. No offstreet parking but I get to live in town. The upside is that I'm bloody good at parallel parking into small spaces after all my years of renting in town without parking.

Thank you Pixie5740, Nice to hear some positives as this is really stressing me out lol:)

Conrad

Always the issue is the same in cases like yours; You need to compromise.
I had to as FTB, most of us did.


You say things like 'all I want is a little garden flat', but garden flats are in short supply.

People do have cats in non garden properties.
Funnily enough I just contributed to another thread on what the summer budget should contain and I said a tax on cats. I value wildlife and the cat kill in my rural area is huge. Lots of species are on the critical list.


EDIT - Agents will not like dealing with you if you turn out to be too fussy. There's always a list of not so fussy would be buyers in their in tray, no one wants to expend time on people less likely to result in business. Nothing personal, just how the world works.
YOU NEED TO BE THE FIRST PERSON AN AGENT THINKS OF. Visit them, talk to them, don't just wait for properties to show on RM.