dilemma......selling a cat c car to gararge where bought it, not informed of cat c

RS2000.

Marktheshark wrote: »

I have a better idea, I would tell him as he has sold you a write off and not disclosed it.
He gives you your money back and you wont sue him in court.
That sounds like a better idea.

If it has not been declared to your insurance they are most likely to cancel your insurance if they get wond and that will leave you paying more on insurance for six years.

What's this bit all about and why an increase for six years?

forgotmyname

I wouldnt give the dealer the car on the agreement he will sell it. Why doesn't he buy it from you instead? You need to agree a price with them to buy the car or cover the difference between the value of the car now.

gonzo127

forgotmyname wrote: »

I wouldnt give the dealer the car on the agreement he will sell it. Why doesn't he buy it from you instead? You need to agree a price with them to buy the car or cover the difference between the value of the car now.

thats what i thought, why not just sell it to the dealer? if he thinks he can sell it for over £800, just sell it to him for £800 and then anything he makes over that it his

diesel_dog

Marktheshark wrote: »

I have a better idea, I would tell him as he has sold you a write off and not disclosed it.
He gives you your money back and you wont sue him in court.
That sounds like a better idea.

This sounds the best advice. Even if he sold it on behalf of his mate, he is still required to do the necessary checks AND inform you it's Cat C/D whatever. Giving you "some" money back is too sketchy and IMO too risky. I would also check the receipt from when you bought the car just in case he snuck it on there.

rev_henry

How many times has he done this with this car I wonder?

dacouch

Marktheshark wrote: »

If it has not been declared to your insurance they are most likely to cancel your insurance if they get wond and that will leave you paying more on insurance for six years.

That's ollocks, it would have an impact with a tiny percentage of Insurers

Mercdriver

RS2000. wrote: »

What's this bit all about and why an increase for six years?

If an insurance company cancels your insurance, if you are asked when applying for insurance whether you have ever had insurance cancelled (and most do ask this question without any time limit) you have to answer honestly. If you have this leads to refusals (which you have to declare also if asked, which again are in majoriy of policies) or massively increased premiums.

dacouch

Mercdriver wrote: »

If an insurance company cancels your insurance, if you are asked when applying for insurance whether you have ever had insurance cancelled (and most do ask this question without any time limit) you have to answer honestly. If you have this leads to refusals (which you have to declare also if asked, which again are in majoriy of policies) or massively increased premiums.

He was referring to the bit insinuating that most insurers would cancel a policy if they discovered the car was previously written off and that it needs to be declared for six years.

There are only a tiny proportion of Insurers who ask whether the car has previously been written off. In addition the cancellation currently has to be declared forever with virtually every insurer

almillar

You've had use of the car for a year with no idea of the problem, so that's the good part.
The bad part is that the dealer broke the law by not telling you it was a Cat C write off. It's good that he's taking it back off you and everything, but how long are you prepared to wait for it to sell? You're within your rights to take him to court if you want, but why not get him to buy the car back off you NOW and be done with it. You need to know what it's worth (without Cat C, as that's how you bought it) to make sure you don't get ripped off. What make, model mileage and condition is it, and how much did you pay for it, if you don't mind me asking?