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Help... Offer made!!

Hey everyone

i have just recieved a letter from lloyds telling me they are going to make a settlement of £750 to me, the charges owed are over £3500.
i am curious to know how to pursue this now, because i know all claims are suspended pending the outcome of the test case

can i accept this payment as part payment, pending the outcome of the test case, if i send them a letter to explain this, even though they have said this a final offer and case closed

any help would be appreciated.
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