Card payments without merchant account

thunderb0lt

Hello

Are there companies that provide card machines and payment processing without the need of having a merchant account or business account. I have a restaurant business and would like a wireless card machine to take card payments from customers.

I am in the process of trying to open a business account, but have some issues which is in turn preventing me from opening a merchant account.

I know that many companies provide this service for online transactions, but I'm looking for this service for in person transactions at restaurant. If such companies exist, can you please name a few.

Thanks

paddyrg

Look at Worldpay Zinc, iZettle, PayPal, all more or less identical

Worldpay Zinc have a discount on handsets with a referral code which I or someone here will be only happy to provide via PM.

neo1607

I own a "Paypal Here" terminal and I can vouch for how reliable it is, the only issue with these kind of terminals, paypal / izettle etc is the transaction fee, Paypal is 2.75% fee of any transaction, although the good thing is you have the money straight away in your paypal account, and can transfer it to your bank same day

Whereas with a card machine you normally have 3 - 4 day processing time which can be a little annoying :P