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Cheque book on a Basic Account ?

Are there any Basic Bank Accounts or Savings Accounts that offer a Cheque Book ?, I don't want a Cheque Card and I dont want to use a Cheque Book in Shops, but for Payments by post it would be great as Postal Orders are costing a Fortune !.

I have a Clydesdale Bank Readycash account which I am very happy with as it has a Maestro Card, but I dont know if they would give me a cheque book on the (No card etc), as due to my Debts I would certainly not qualify for a normall current account !, in fact I am really surprised I got that one !.
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Comments

  • frepol
    frepol Posts: 202 Forumite
    What type of payments are you making? If you give more details of these, people will be able to advise you how you could make them using BACS, your debit card or direct debit.

    The Norwich and Peterborough Building Society give a cheque book on their basic account. However, there are usually other ways to pay. Give more details!
  • Dannydebt
    Dannydebt Posts: 224 Forumite
    Hi, No its not Bills as I can pay them online, its items bought from Ebay, many wont take Paypal or a Bank Transfer and want a Cheque or Postal Order.
  • Tashja
    Tashja Posts: 1,214 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi

    I would like to know the answer to this as well please.

    I have just become an Usborne Book Representative and I don't think they take Solo Cards to submit orders so I might need a cheque book.

    T xx
  • jacquij123
    jacquij123 Posts: 188 Forumite
    Norwich and Peterborough give you a cheque book with thier basic account.
  • Royal Bank of Scotland gives you a cheque book with their Instant Access Saving's Account. (They gave me one when I was a student. It was about 3 years ago.)
  • frepol
    frepol Posts: 202 Forumite
    Nationwide basic account lets you order a cheque without charge.
  • Dickieburd
    Dickieburd Posts: 173 Forumite
    Alliance and Leicester supply cheque book with Visa Electron debit card for the basic Current Account, this account does not require any minimum funding per month unlike the Premier or Premier Direct accounts.
  • From a thread I started earlier this year....

    Leeds Building Society do the Albion cheque account which comes with cheque book and £250 cheque guarantee card but have to open with minimum balance of £2500
    spreading the MSE love
  • Dannydebt
    Dannydebt Posts: 224 Forumite
    Hi, Have been on the Alliance and Leicester Website and found a Basic Cash Account which they say DOES NOT offer a Cheque Book, is this the account or is the Basic Current Different ?. Thanks.
  • Dickieburd wrote: »
    Alliance and Leicester supply cheque book with Visa Electron debit card for the basic Current Account, this account does not require any minimum funding per month unlike the Premier or Premier Direct accounts.

    I have a cheque book with this account.

    Apply for the Premier account online in the normal way, they will decline you and give you the plain current account with Electron card and cheque book. Or go into a branch and ask to apply for the plain current account.
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