Oh My god payday and i have money in the bank

teeni

in_need_of_direction wrote: »

Well done you. Isn't it great when you feel you can actually do this

thank you and yes it feels great not to have to struggle to live just a day or so after payday and not to be frightened to get a balance on the bank account

teeni

ok today feeling a bit down, i had 2 credit cards with barclays, 1 with barclaycard itself and they have confirmed they have accepted the offer,but not yet said whether or not they will freeze interest and charges past the first 28days. the other one was a littlewoods credit card that barclaycard took over and they have rejected the offer on that one, what will happen now with this, I thought things were going too smoothly

teeni

right now down to ensuring that i keep the title of this thread true.
I have never written a diary but i need to
1) reduce spending
2) pay off debts , being dealt with under a dmp.
3) lose weight

so yesterday i checked through my cupboards and made a list of what i had, then i did a menu for the week, and then i went shopping.

So now today i intend to make soup for my lunch and pies ect for my husbands lunches.

I had various sales on facebook page yesterday so added to my emergency fund , I'm trying to get a £1000 together as i no linger have credit cards available for emergencies..

I have had a clear out at home and have various items on ebay