We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
We're aware that dates on the Forum are not currently showing correctly. Please bear with us while we get this fixed, and see Site feedback for updates.
Barclaycard pay off early each time?

ktcoil
Posts: 559 Forumite

in Credit cards
Hi guys, I got a credit card beginning of the near to mainly help build my credit file up as want to save for a deposit for a mortgage now, looks like it's getting strong as I payed date of a few years ago and for offered this card, as well as keep getting offered loans and other stuff which I am not taking on, I am only spening about 30 to 80 a month on it and paying the full in the due date, y question is I bought something on 3rd April and my due date for payment for 13yh April is 0.00 so looks like because I bought that this month that won't be due till next month, but even though I bought a week of so ago and not due to pay that till next month could I actually pay that off on the 13th off my own back. Would this look even better, can I nada calmly put stuff on my credit card Nd pay off a week later, thanks
0
Comments
-
Repay in full after receiving the statement but before the due date.0
-
You can set it so it pays it off in full automatically each month. I don't think it makes much difference if you pay it off early, as long as its paid by the due date.0
-
Hi guys, I got a credit card beginning of the near to mainly help build my credit file up as want to save for a deposit for a mortgage now, looks like it's getting strong as I payed date of a few years ago and for offered this card, as well as keep getting offered loans and other stuff which I am not taking on, I am only spening about 30 to 80 a month on it and paying the full in the due date, y question is I bought something on 3rd April and my due date for payment for 13yh April is 0.00 so looks like because I bought that this month that won't be due till next month, but even though I bought a week of so ago and not due to pay that till next month could I actually pay that off on the 13th off my own back. Would this look even better, can I nada calmly put stuff on my credit card Nd pay off a week later, thanks
and BREATHE!!!! here's a free full stop for you " . "0 -
You can make a payment whenever you want provided you make at least the minimum payment by the dues date; if you clear your account early it won't show the balance or payment detail on your credit report. This isn't going to get you a red mark on your credit report but also doesn't really do you any favours on your credit report. It's best to just pay it off as soon as the bill comes in.0
-
miketaff1408 wrote: »and BREATHE!!!! here's a free full stop for you " . "
And a few more .........0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 348.4K Banking & Borrowing
- 252.1K Reduce Debt & Boost Income
- 452.4K Spending & Discounts
- 241K Work, Benefits & Business
- 617.3K Mortgages, Homes & Bills
- 175.7K Life & Family
- 254.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 15.1K Coronavirus Support Boards