Best saving / investment option for a 16 yr old

The snag is, she only has £10 a month to save. :/ (Most things seem to require at least £20 a month). She has a £100 lump sum.

Anyone know what her best options are? WWYD?
To Do 2015
Claim back PPI & packaged bank account fees
Take (further) first steps in investing (S&S ISA)
Start saving for the children
Start a business
+ £2015 in 2015 from home / £5026.21


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