Does the OFT rulling effect new claims for Debit Card Fees?

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I'll try to explain as best as I can.

I paid for several items on my Visa Delta Debit Card.

There were not sufficient funds in my account, but the payments in the shops were accepted anyway. As this was for christmas shopping, there were a lot of transactions in this day.

The bank charged me £25 PER TRANSACTION.

So, the £2.00 Christmas card I bought from Ckintons, they charged me £25 for.

Am I eligible to claim for these charges.

Total charges were about £300.

Many Thanks
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