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Nearly there - nearly debt free!

I know I don't post here a lot but I have to post today to say a big thanks to everyone who has offered advice to me along the way.

I have had credit card debts and a 10k loan for about 10 years thanks to being stupid in my younger carefree days. That debt followed me into marriage and kids so times have been tough, especially with a mortgage as well (luckily I got the mortgage back when the banks were handing them out like sweets, not sure how but there you go!)

As of April 2015 my credit card and loan will be gone, after about 8 years of trying. Things have been tight for us all putting spare money into the debts and taking advice from people here. Before I came here I didn't even think of bouncing round 0% cards so thats been a big player and I don't think in the last 8 years I have paid a penny of interest on my cards!

The countdown is on, and maybe next April I will take a portion of what I save on those bills and push it into the mortgage to pay it off a bit quicker.

Anyway, just a happy thank you post for giving me motivation to make things easier (in the long term) for me and my family!

Have a really good day where ever you are and remember, if I can do it, anyone can!!

M
Thanks to advice from people here I am debt free - thank you to you all! Now working on the mortgage!

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