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Tuesday 26th August - What small DFW things will you do today?

ziggy2407
Posts: 4,098 Forumite


When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym .
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending .
So be proud of those small steps, they really are important :money:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending .
So be proud of those small steps, they really are important :money:
Goodreads 2025 Challenge : 9/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/52
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/52
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Comments
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Good Morning All
Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.
Good morning all, quiet day at home planned for today - looks a bit grim out, hard to believe its still August. Todays tasks will be (while trying to remain positive about mums hospital appointment today - she's had 3 hospital visits while Ive been away (and said nothing) and numerous Dr visits - Dr has found another lump in Mums breast (had breast cancer 7 years ago as well as cancer in her face and throat)
Ironing -
Check Banks -
Check swapits -
Packed lunch for DH -
Filing & shredding -
List a few bits for sale on FB -
Prepare banking for tomorrow -
Enter a few comps -
Sort emails (& unsubscribe where possible) -
All meals from cupboards/fridge/freezer -
Read book (from stash) - In progress
Check www.freepostcodelottery.com -
Have a great day, love to you all
C xGoodreads 2025 Challenge : 9/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
Hello
Thank you Ziggy and I hope that your mum's appointment goes well, sending you positive vibes.
The weather's very lovely here but I won't have much time for enjoy it unfortunately! Today I am/aim to:
Work hard - am self employed so it's all under my own steam, but want to blitz my to do list and get ahead as we are heading to Oban this weekendso I want to go with a clear conscience and not come back to a backlog.
Relist bits for sale. It looks like I have sold £16 worth of things today. I'm doing wellSince I started what I've made has paid for a £10 breast pump, a £60 cot and I now have a kitty of £38 leftover. Makes me feel like I'm being productive.
Walk the pup, enjoy the weather and free exercise.
Would love to get to swimming pool and use pass but think I will struggle for time, didn't make it yesterday either. Will try.
Tea from the freezer for all of us, plus freeze what's left of the homemade chilli.
Ask husband to clear stuff off spare room bed this week so we can get that listed for sale to make room for the new baby.
Take food out of the freezer for tomorrow's meals. Am emptying it so I can batch cook for when the baby arrives.
Hope you all have a good day x0 -
Morningish
Thanks for Starting us Ziggy hugs for you xxxx
Sorry Guys /Girls Mrs never post ive been working none stop
ive been getting ready for winter lol as I think it might be a cold
one
Good News after a few years of possible cut to my job at work the goods above have saved my job for now until some else think about more cuts in care
its been I wake up call for me
so today
work work and more work finish at 1pm wed for a few days xx
check banking
meals from stores
check budget etc for payday Thursday
have a good day xxxxxdebt total £71k AGE 47 TRY TO BE DEBT FREE BY 500 -
Today I have/will:
1. Checked online banking
2. NSD
3. Shopping at Aldi
4. Meals from stores
5. Free Postcode Lottery
6. Surveys
7. Phone M&S and increase dd by £5
8. Sorted feet out:eek: now have lovely painted toenailsTesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini0 -
Not nearly as much as I could have but just ordered a dye for my stained white converse instead of ordering a new pair.Weekly Spend Challenge - £0.00 / £40Jan. NSD - 0 / 01v100 pt 21 #20 - £0 / £1,852.79LBM - Jan. 25 2016 - £21,400.82Half My Debt In 2016 - £0 / £21,400.82 (0%)0
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Hello all, late one from me today as network was down at work (ALL DAY :mad:) and getting on the laptop at home needs use of a crowbar....
Thinking of you and your Mum Ziggy x
Today I wrote a list of main meals that I can make from what we have got in the fridge/cupborad freezer. Have got 20 (days worth) so far - not bad going. Need just a few more to take us to payday.
Son1 had an interview which seemed to go well - fingers crossed.
Laundry hung inside today but forcast for tomorrow is looking good - may put some in for the sons to hang out tomorrow (preferably using pegs this time).
Keep meaning to find out how Economy 7 works - do you need to register for it? May google that now and see.
Am just about to check lottery ticket. Then will be reading library book with a nice cuppa.
Best wishes all x0 -
Evening all
Today I:
Checked banks
Accepted MS assignment
Read library book during commute
Packed lunches x3
Checked mobile usage - still within allowance
Low spend day - only spent on essentials
Think that's all for now. Roll on Friday for paydayOfficial DFW nerd no 551 - proud to be dealing with my debts
Debts as of March 2014
Nationwide - £5745, Overdraft - £350,
Debts as of January 2015
Nationwide - £4997, Overdraft - £0:j0
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