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Tuesday 26th August - What small DFW things will you do today?

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym .

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending .

So be proud of those small steps, they really are important :money:
Goodreads 2025 Challenge : 9/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/52


Comments

  • ziggy2407
    ziggy2407 Posts: 4,098 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good Morning All

    Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

    Good morning all, quiet day at home planned for today - looks a bit grim out, hard to believe its still August. Todays tasks will be (while trying to remain positive about mums hospital appointment today - she's had 3 hospital visits while Ive been away (and said nothing) and numerous Dr visits - Dr has found another lump in Mums breast (had breast cancer 7 years ago as well as cancer in her face and throat :( )

    Ironing -
    Check Banks -
    Check swapits -
    Packed lunch for DH -
    Filing & shredding -
    List a few bits for sale on FB -
    Prepare banking for tomorrow -
    Enter a few comps -
    Sort emails (& unsubscribe where possible) -
    All meals from cupboards/fridge/freezer -
    Read book (from stash) - In progress
    Check www.freepostcodelottery.com -


    Have a great day, love to you all

    C x
    Goodreads 2025 Challenge : 9/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • Hello

    Thank you Ziggy and I hope that your mum's appointment goes well, sending you positive vibes.

    The weather's very lovely here but I won't have much time for enjoy it unfortunately! Today I am/aim to:

    Work hard - am self employed so it's all under my own steam, but want to blitz my to do list and get ahead as we are heading to Oban this weekend :) so I want to go with a clear conscience and not come back to a backlog.

    Relist bits for sale. It looks like I have sold £16 worth of things today. I'm doing well :) Since I started what I've made has paid for a £10 breast pump, a £60 cot and I now have a kitty of £38 leftover. Makes me feel like I'm being productive.

    Walk the pup, enjoy the weather and free exercise.

    Would love to get to swimming pool and use pass but think I will struggle for time, didn't make it yesterday either. Will try.

    Tea from the freezer for all of us, plus freeze what's left of the homemade chilli.

    Ask husband to clear stuff off spare room bed this week so we can get that listed for sale to make room for the new baby.

    Take food out of the freezer for tomorrow's meals. Am emptying it so I can batch cook for when the baby arrives.

    Hope you all have a good day x
  • Morningish


    Thanks for Starting us Ziggy hugs for you xxxx


    Sorry Guys /Girls Mrs never post ive been working none stop


    ive been getting ready for winter lol as I think it might be a cold
    one
    Good News after a few years of possible cut to my job at work the goods above have saved my job for now until some else think about more cuts in care


    its been I wake up call for me


    so today
    work work and more work finish at 1pm wed for a few days xx
    check banking
    meals from stores
    check budget etc for payday Thursday


    have a good day xxxxx
    debt total £71k AGE 47 TRY TO BE DEBT FREE BY 50
  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Today I have/will:

    1. Checked online banking
    2. NSD
    3. Shopping at Aldi
    4. Meals from stores
    5. Free Postcode Lottery
    6. Surveys
    7. Phone M&S and increase dd by £5
    8. Sorted feet out:eek: now have lovely painted toenails
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • d17_2
    d17_2 Posts: 16 Forumite
    Not nearly as much as I could have but just ordered a dye for my stained white converse instead of ordering a new pair.
    Weekly Spend Challenge - £0.00 / £40
    Jan. NSD - 0 / 0
    1v100 pt 21 #20 - £0 / £1,852.79
    LBM - Jan. 25 2016 - £21,400.82
    Half My Debt In 2016 - £0 / £21,400.82 (0%)
  • Hello all, late one from me today as network was down at work (ALL DAY :mad:) and getting on the laptop at home needs use of a crowbar....

    Thinking of you and your Mum Ziggy x

    Today I wrote a list of main meals that I can make from what we have got in the fridge/cupborad freezer. Have got 20 (days worth) so far - not bad going. Need just a few more to take us to payday.

    Son1 had an interview which seemed to go well - fingers crossed.

    Laundry hung inside today but forcast for tomorrow is looking good - may put some in for the sons to hang out tomorrow (preferably using pegs this time).

    Keep meaning to find out how Economy 7 works - do you need to register for it? May google that now and see.

    Am just about to check lottery ticket. Then will be reading library book with a nice cuppa.

    Best wishes all x
  • Evening all

    Today I:
    Checked banks :(
    Accepted MS assignment
    Read library book during commute
    Packed lunches x3
    Checked mobile usage - still within allowance
    Low spend day - only spent on essentials

    Think that's all for now. Roll on Friday for payday
    Official DFW nerd no 551 - proud to be dealing with my debts
    Debts as of March 2014
    Nationwide - £5745, Overdraft - £350,
    Debts as of January 2015
    Nationwide - £4997, Overdraft - £0:j
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