Best credit card for bad credit score????

Nickyj

I have various credit cards on quite high apr's. I would like to apply for one card and transfer all the balances over. For me, it would be easier as I am a nightmare when it comes to paying - at least with one card it's only one payment. Anyway I applied for a 0% Capital One card last week and got turned down because my OH credit score isn't great. I have got a really good scoring but obviously my OH is holding me back.
Does anybody know of a credit card with a 0% or low apr which would consider people with a not so perfect credit score? I would appreciate any advice

CLAPTON

Set up direct debits for each card so you can't forget.

No one gives 0% cards to people with poor credit score.

Your OH shouldn't affect your score unless you have joint account...do you?

Get hold of your (and OHs) credit records and see what they say.

azjh77

Like Clapton said, set up DD's. Have you also tried phoning up your current lenders and asking for lower APR's? Suggest you might move and see if they do anything. Are all the cards maxed out? Try and move the balances to the card with the lowest APR...it won't won't seem like it but you will be saving in the long run on the interest that way...