First Direct

kbw271186

Hi,

I know being accepted for an account depends on each persons circumstances. But doesnt First Direct have this reputation of only accepting people with a 'top notch' credit history?

tali

im with first direct and "top notch" brings a warm satisfied glow to my heart!.When i applied they did phone my employer up(not aware of others doing this)
However, having credit cards, i assume , is the best for top notch credit history -and i can't recall having any at the time , neither was i a homeowner.
brilliant customer services but not competitive on intrest rates for savings

Monteil

The telegraph reported yesterday that First Direct is imposing a £10 a month fee to customers who do not pay £1,500 plus a month into their current account, which opens the prospect of the end of free banking...

Monteil

The Telegraph reported yesterday that First Direct is imposing a charge of £10 a month on all current accounts which do not pay £1500 or more monthly into the accounts. Opening the way to the end of free banking? so beware it you shoul open an account with them.....

gt94sss2

Monteil wrote: »

The Telegraph reported yesterday that First Direct is imposing a charge of £10 a month on all current accounts which do not pay £1500 or more monthly into the accounts. Opening the way to the end of free banking? so beware it you shoul open an account with them.....

First Direct introduced this months ago - and its very easy to avoid by opening a savings account with £1 in or getting their credit card. (If you have another FD product you are exempt from the charge)

Regards
Sunil

Dylanwing

There is another thread about FD offering a bribe of £100 to open an account with them, on receipt of salary in excess of £15K. So that's where all the tenners from the paupers is going.........