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Anyone seen any change in getting a mortgage since the changes?
The_White_Horse
Posts: 3,315 Forumite
Not sure when they came in - was it last week? Or is it this week?
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Saturday, so to all intents and purposes about two hours ago.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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Far as I can see from the reporting, we answered all these types of questions in January anyway, and we were stress tested up to 8% I think. THis is with Santander.0
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We had our mortgage arrangement meeting postponed because of the changes - got in on Wed AM. Hoping we'll still be OK (we've done the sums ourselves, and they add up).0
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I applied for mine in about June, the affordability came out a fair bit lower than the broker expected based on my details, so i expect that was the start of things back then0
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