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Help!! Desperate for advice......

HI,

Can you help?

I have a current a/c at Barclays with a debit card etc.., will I be able to add my Husband onto my a/c & will he also get a debit card? Or will he still have to apply to get one?

He has bad credit history.

Thanks in advance!

:confused:

Comments

  • KTF
    KTF Posts: 4,820 Forumite
    First Post Combo Breaker First Anniversary
    Depends what you mean by 'bad'. The easiest way would be to contact the bank direct and ask them.
  • BONJOEY
    BONJOEY Posts: 819 Forumite
    he will get credit checked and proberly wont be able to be added, worth a try though!
  • Banker54
    Banker54 Posts: 21 Forumite
    Also if he does get added on the fact he has bad credit will then mean you have bad credit because you will then be financially linked.
  • Guest_Room
    Guest_Room Posts: 17 Forumite
    Banker54 wrote: »
    Also if he does get added on the fact he has bad credit will then mean you have bad credit because you will then be financially linked.

    Would the financial link be created only if a joint account is opened, or is applying jointly enough to create the link?

    If so, I would strongly suggest maintaining your own accounts until anything advserse disappears from your husband's credit file.

    Been there, suffered as a result of that, couldn't even get credit to buy the t-shirt afterwards!
    The early bird catches the worm, but the second mouse gets the cheese.
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