Possible to not pay with Paypal credit balance?

november

Does anyone know if its possible to not pay with a PayPal balance? I am using my Paypal for business selling so the credit balance in there technically belongs to the business not me. My daughter has bought something on ebay and I always pay via Paypal. I would prefer to using Paypal with the funds coming direct from the bank rather than from my Paypal account but there does not seem to be an option not to use the Paypal credit balance as it is automatically using that to pay with.

frivolous_fay

Pay it to a friend (a trusted one!)
Pay for the item when your account is at 0 balance
Get friend to refund the payment

sharon_currie

frivolous_fay wrote: »

Pay it to a friend (a trusted one!)
Pay for the item when your account is at 0 balance
Get friend to refund the payment

That will cost you fees with transferring money back and forward. open up a diffrent pay pal account

sara2323

I'm sure the fees are refunded once the friend sends the same payment back as a refund.

frivolous_fay

sharon_currie wrote: »

That will cost you fees with transferring money back and forward. open up a diffrent pay pal account

Any fees are refunded at the refunding stage.

november

Thanks

Sounds like its easier to use the paypal and then pay the business back with a cheque. Just thought that might look a bit suspect from an accounts perspective if I kept doing it. Looks like I could do with separate accounts for personal and business

digerati

Send the PayPal balance to one of your email addresses that is NOT registered with PayPal. (The transfer will show as unclaimed and an email will have been sent to the unregistered email address inviting them to join PayPal and receive the payment.)

You can now use a credit card (the safest way since it's backed by your credit card issuer's guarantee) to fund your daughter's purchase. You could use a bank account to fund the purchase, but in the event the seller doesn't deliver or there's a problem you might not get a full refund.

You would be well advised to open a separate PayPal account for personal transactions. Your company accountant will likely agree.

Hope this helps! :-)