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Newbie question on Vanquis Credit Card

Hi Everyone,

I apologies in advance for how ridiculous this question sounds. I have just got my Vanquis and need to know, If I use the credit and pay in full with direct debit will I be charged interest? Or do I need to pay the balance before the statement is printed?

Reece

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    You can wait for the statement and then need to pay before the due date (usually around 2-3weeks later).
    If you have a DD set up then that will take the payment between the date the statement is produced and the due date.

    As long as each statement is paid in full by the due date (and you only use the card for purchases) you would pay no interes.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
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