Provident Default

7 Posts

they have reported i am 3 months late with payments,
they reported 1,2,2,2,3,3 of late payments. I lost my job shortly after getting my my loan of £27 a week, this was reduced to £10, i have missed 8 weeks of payments.
1,2,2,2,3,3 are how many months late payments my account is.
I have been working from august and now back in work and have been paying £30 a week
I have phoned them up for this default to be removed this has my credit score of only 78 as i am only 21 this has ruined me
What can i do ?
they reported 1,2,2,2,3,3 of late payments. I lost my job shortly after getting my my loan of £27 a week, this was reduced to £10, i have missed 8 weeks of payments.
1,2,2,2,3,3 are how many months late payments my account is.
I have been working from august and now back in work and have been paying £30 a week
I have phoned them up for this default to be removed this has my credit score of only 78 as i am only 21 this has ruined me
What can i do ?
0
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http://experian.metafaq.com/help/Statutory/Credit_report/status_codes
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
Whilst keeping a good credit history is a good thing in an ideal situation if your circumstances don't allow you to then it is more important to prioritise your priority living costs and arrange reduced payments with your creditors.
R.I.P Robin Williams.
I'm amazed how many people lose their jobs the week after they get a loan!
Nobody can answer this because nobody knows except for the people that work for the credit reference agency and who know how the scoring system works.
Like I say though, the score doesn't mean anything so you shouldn't concern yourself with it.
R.I.P Robin Williams.