Worried about my creditors

Differentview_2

Hi

I'm on a DMP with step change who have been brilliant today. I have about 10 creditors (payday loan vicious cycle and overdraft) I've been on the DMP since march last year. In dec I changed jobs as I hated my last one, it made me ill. I found another but had a huge decrease in salary. My DMP payment has now gone down to £60 from £132.
I am looking for another job to supplement my income but ATM worried that my creditors will be always on my back for a higher payment which I don't have.
Has anyone been through something like this

ontheway_2

I have kind of been in this position. I don't know what % of your debt the payments represent, but the bottom line is that you will have an income and expenditure statement completed with Step Change which shows that after secured debts, utilities, food etc you are using your disposable income to genuinely pay off your debts. Just make sure that you don't miss payments. Creditors may well try to "encourage" you to pay more but they have to behave and they can't get what you don't have. Good luck.

Differentview_2

Thank you. I appreciate it