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Starting out as I mean to go on....and dragging my family with me!

Well, I'm a complete novice to this, but felt like now's the time to get this started after a bit of a wake up call over the last few weeks....I have a family (2 little one's), and a lovely boyfriend, and we are all happy, healthy and living comfortably (above our means) - We are noth in quite a serious amount of debt from past stupidity, and the last year have really cut back BUT I want to get serious - I want these debts gone so we can buy our own house and move in together and not constantly worry about another debtor contacting us.....wish me luck, and I feel that good times or bad, it'll be interesting to look back in a year and see how far we've come! :T
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