National Insurance Advice

Indieguy82

Hi guys,

I graduated from Uni in 2006. Since then I have been in and out of full time employment (I'm unemployment at the moment) due to the lack of permanent jobs in my area etc. I have savings which are above the threshold to claim job seekers allowance. I have paid NI in every job I have done.

I was speaking to my girlfriend over the Christmas period and she thought I should sign on every week (but not receive any monies) otherwise it will affect my NI pension when I hit retirement age.

Does anyone know if this is true or not?

BigAunty

Get a state pension forecast (see Direct Gov website) and a NI contribution statementn to identify how many of your working years since Uni has counted towards your state retirement age. The rules are changing so that a person now has to pay 35 years in contributions. You can pay for missing years so long as they aren't more than 6 years old.

Someone else will answer your query on JSA and NI contributions.

superwoman4

Yes, sign on to get your NI credits. Signing on is usually once a fortnight and you will be expected to be actively seeking work and fulfill your job seeker's agreement.