How to survive the month at the end of the money!

Domayne

Hi Emily! You sound like your doing really well!

So how – I’m not going to survive going too hard core some of you MSER'S are amazing but I am weak… I tried hardcose and fell off the wagon spectacularly previously so baby steps..

I agree with you about this part! I don't know how some of the ladies and gents do it over here because I think if I was to go super strict with myself, I'd end up going crazy and end up on a huge blowout, I don't think it makes you weak... You have to treat yourself now and then otherwise what's the point?

laurag89

Hi Emily,

Your doing so well! Loving the organisation around the gym and batch cooking. Think I need to take a leaf out of your book with the gym.... its so easy to think .... I will go tomorrow instead.

Keep going and the debt will come down in no time!

Gooood luck

EmilyTee

Tell me why! I don’t like Mondays! Tell me Why! I don’t like Mondays!...

Urgh Monday

Snoozed the alarm for over an hour LOL mad panic to get into work now feel like every time I blink there is a danger I may not open my eyes again…

Debt: £14,866.04
SFD: 12/20
Lunch to work 15/21
Exercise 9/15
Food £35/30
Petrol: £25.02/£35
Beauty Spends £1/£10

Tesco CC - £7
Nectar - £12.13

So the final count down to the end of the January challenge!

I’ve paid a fair whack of the debt, been a little bit rubbish on the Spend Free days – I reckon I will:

Miss the lunch to work target by 1 day, :mad:
Exercise by 3 days
Petrol in under target
Beauty Spend is £9 under
Food is a bit mis leading as I’ve made a ton of batch dinners/lunches

I actually think I will continue this next month as I have been much more disciplined with myself!

EmilyTee

Targets:

20 No Spend Days
18 Lunch to work days
12 Excerise Days
£25 Petrol Budget
£45 Food Budget
£10 Beauty Budget

EmilyTee

SFD: 13/20
Lunch to work 15/21
Exercise 9/15
Food £38/30 - I bought a load of stuff for my sister-in-law
Petrol: £25.02/£35
Beauty Spends £1/£10

I have 13 days till my pay day so I will have to be mega tight

• I have a lunch with my friend tomorrow which i've budgeted £20
• Petrol - I'm going to try and budget £15
• Bus £14.40
• A date - not sure what to budget for this he is taking me for dinner - £35? i might be lucky and find he is an old fashioned gent and pay but better make sure I can at least offer!
• Food Shop £10

EmilyTee

1/20 No Spend Days
2/18 Lunch to work days
3/12 Excerise Days
£0/£25 Petrol Budget
£3.89£45 Food Budget
£0/£10 Beauty Budget

EmilyTee

Friday Friday

Woohoo!

What a miserable week! I feel cold and tired and totally drained!

On the plus side the budget for this month is looking stonking along with the “28 days later scheme” I have told my friends that feb is going to be uber busy, I’ve arranged one thing to do every weekend and no more we have a pub that does lunch 2 for £10 so I’m mostly going to be a lady wot lunches J I reckon I can pay at least another £1k off my debt on Friday I’m a little bit excited about that I this month is successful, I will try the same next month and then come mid march I will of cleared all my debt bar 1 loan!! :j

Current stats:

4/20 No Spend Days
2/18 Lunch to work days
4/12 Excerise Days
£10/£35 Petrol Budget
£12.89/£45 Food Budget
£0/£10 Beauty Budget

This weekend I will:

· Do my Ironing
· Go to the gym twice
· Go for a run
· Spring clean the spare room
· Batch Bake some lunches
· Sleep.....