BR Tax code problem. Help

danny03

Hi,

So as I understand it if you have two jobs you are given a BR tax code which means everything you earn is taxed at 20%? So I've paid about 120 pound in tax this month on a 600 pound wage packet

I have two jobs, I work in a bar and in a nursing home (so I can't fill out a P45 as I haven't left any jobs). But I don't earn the Personal Allowance of 9440 pounds.

What do I do? Or am I stuck with it? Or can I just cross my fingers and toes and hope for a rebate? Thanks guys.

I'm uber naive.

00ec25

do you mean the combined income of both jobs is less than 9440 or the total from each is less than 9440?
if the latter you write to the tax office dealing with one of your jobs (get address details and reference number from your payslip/employer) and ask them to split your tax code between the 2 jobs so you do not pay any tax on one job and the balance of the allowance is applied to the other job meaning you may or may not pay tax on job 2
eg: say job 1 pays £5k and job 2 pays 6K you get them to split the code as 500 and 444 meaning job 1 is tax free and job 2 pays tax on the balance between 4,440 and 6,000

obviously if you income from either or both jobs varies every time then you will never have a perfect match but it should correct itself on the next payslip as you will either under or over pay tax each month in that case

danny03

I mean that my TOTAL income from both jobs does not come to 9440. It's a good 1 to 200 pound short.

McKneff

danny03 wrote: »

I mean that my TOTAL income from both jobs does not come to 9440. It's a good 1 to 200 pound short.

Surely, you cant know that until the end of the tax year in April next year.

You may leave one of the jobs, or get a payrise or be sick or anything really.

If it is below the personal tax allowance in April, then you claim a refund.

jem16

danny03 wrote: »

I mean that my TOTAL income from both jobs does not come to 9440. It's a good 1 to 200 pound short.

Then splitting your tax code would be the best option for you. Phone up HMRC and ask them to do it.

McKneff wrote: »

Surely, you cant know that until the end of the tax year in April next year.

You may leave one of the jobs, or get a payrise or be sick or anything really.

If it is below the personal tax allowance in April, then you claim a refund.

Why pay extra tax needlessly just now?

With the tax code split, then a payrise will simply mean tax being taken as appropriate.

If you leave then you phone HMRC again and get the tax code unsplit.

zygurat789

jem16 wrote: »

Then splitting your tax code would be the best option for you. Phone up HMRC and ask them to do it.



Why pay extra tax needlessly just now?

With the tax code split, then a payrise will simply mean tax being taken as appropriate.

If you leave then you phone HMRC again and get the tax code unsplit.

If that is what you want HMRC HAVE to do it.

jem16

zygurat789 wrote: »

If that is what you want HMRC HAVE to do it.

Yes but I usually find a request to change the tax code works better than issuing a demand.

zygurat789

jem16 wrote: »

Yes but I usually find a request to change the tax code works better than issuing a demand.

Well I have "met with resistance"

People think that HMRC ios all powerful and they need to be aware of what powers they have and this is one of them. If you say "ask HMRC" it sounds as if they will be doing uou a favour when in fact they have to comply.