Best card for non sterling transaction

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I make monthly payments in US Dollars for a timeshare, and have been using an Amazon.co.uk credit card for this which I clear in full each month.

Every few months I earn a £10 Amazon voucher and all has been fine. However, it seems that I may have missed a change of terms, as this month the payment is accompanied by a non sterling transaction fee of £5.65 :mad:

Having to pay this monthly fee is of course going to cost more than I get back in Amazon vouchers, so time to find a new card I think.

So I am looking for the best value card for regular overseas spending. Is the Halifax clarity the best one to go for? I would also consider another reward card, but overall cost to me is the main consideration.

Comments

  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
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    are you sure this fee is 'new' or simply being shown separately for the first time?

    Halifax Clarity don't charge of foreign spending
  • Roland_Sausage
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    Actually, I think you are correct. The amount paid is always the same - $294.98 and this usually comes in at around £197 to £201.

    However on the latest transactions it is listed as £189.02 with £5.65 as the fee.

    Will need to wait and see what the exchange rate shown on the statement next month shows.
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
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    Actually, I think you are correct. The amount paid is always the same - $294.98 and this usually comes in at around £197 to £201.

    However on the latest transactions it is listed as £189.02 with £5.65 as the fee.

    Will need to wait and see what the exchange rate shown on the statement next month shows.

    there has been a recent change in regulations which mean the charge must be separately shown.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
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    So I am looking for the best value card for regular overseas spending. Is the Halifax clarity the best one to go for? I would also consider another reward card, but overall cost to me is the main consideration.
    The Halifax Clarity is good if you're making cash withdrawals and/or carrying an interest bearing balance.

    If neither of these apply to you, then you have a choice of several...

    http://www.moneysavingexpert.com/travel/cheap-travel-money#best
  • Roland_Sausage
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    Thanks Clapton, that makes sense and it looks like that is exactly what has happened.

    Looks like I may still be better getting the Clarity and saving this fee every month.

    I don't generally use credit cards for cash withdrawals abroad, but I could be tempted to as the Clarity seems better than what I currently do (debit card withdrawals).
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