Silly Question, which income?

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Hi,

Currently i am a stay at home mum who lives with her fiance who works full time.
I was discharged from bankruptcy last july and now have a bank account again.
Having had that a while now i would like to try and get a credit card so i can put my fuel on it every month and then pay it off to build my credit rating again.

So my question really is do i use the £160 per month tax credits we get in my name as my income or do i use my fiances wage as well since that is the household income?

Do not want to mess it up and leave unnecessary prints on my slowly recovering report.

Thanks in advance for any help.

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  • grumbler
    grumbler Posts: 58,629 Forumite
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    edited 5 August 2013 at 5:08PM
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    Any regular income that you get personally counts.
    Your fiance's wages count only for the household income if they ask about it specifically.
  • miss.recovery
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    Thanks

    So probably wont get accepted for one then since only income i have in my name is £160 per month!!

    No idea what to do now.
  • You-kip
    You-kip Posts: 499 Forumite
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    Thanks

    So probably wont get accepted for one then since only income i have in my name is £160 per month!!

    No idea what to do now.

    You would've done if you had a spotless credit history, whether you're on 1k a year or 10k a year a proven track record of paying back what you've borrowed outweighs salary.
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