Repayment of credit card on death

jj909

when my husband died suddenly last year I advised Barclaycard and they told me to repay his debt within 3 months and interest would be frozen on that period. The estate had no money so I paid the 11000 from my money. they asked me to fill in a form with assets liabilities etc but I put in assets which were not part of estate - I didn't realise - I was in a grief stricken bubble with no one else to turn to I asked them to accept a lesser figure but they would not move. Now I think I did not need to pay but do not know if I can get any back I now have the probate showing te estate to be nil - I didn't need to get that either!

Is there anything I can do. I certainly need all the money I can get and it annoys me that I was so badly treated in the early days of grief

opinions4u

If you've told them that there was money, and you've paid them, are they at fault?

You can ask them the question, but expecting a positive outcome is a long shot.

pvt

jj909 wrote: »

I advised Barclaycard and they told me to repay his debt within 3 months

If you were informing them as the executor of his estate, and they were asking for you, as executor, to pay the loan back, and you did, then I agree with Op4U I am afraid.

However, if you were simply informing them as his wife, and they told you that YOU had to repay it then they gave you incorrect information and you should contact them and ask for the money back.

Probably best engaging a solicitor to give you some more considered advice armed with the details of what there was left in the estate, and copies of any correspondence they sent you.