bank of scotland credit card

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i havent got a bank account with the BOS, but have a mortgage with them..my credit rating isnt great but have vanquis, aqua and cap one cards...would it be worth applying for a BOS credit card?

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  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
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    my credit rating isnt great
    Why isn't it?
    but have vanquis, aqua and cap one cards...
    Why do you want a 4th card?...cheaper borrowing? You're not paying interest on the other 3 cards are you?
    would it be worth applying for a BOS credit card?
    Depends on your replies to the above questions.
  • samsonprince
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    quite simply id like a bos card to test the water, to see if i can get a prime credit card instead of the sub cards
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
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    So that just leaves the other two questions then...

    1. Why isn't your credit rating great?

    2. Are you currently paying in full each month on the other 3 cards or are you carrying interest bearing revolving balances?
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