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any info?

i probably know the answer but will ask anyway.
I am currently with pay plan and the largest debt being for a £11k loan but with interest the toatal outstanding at the moment is around 15k. as this has been passed to Blair Oliver & Scott (the banks debt collectors) should the interest be part of the amount owed? as i also have a smaller loan of £1000
but this appears just to be the main loan and not the interest, i take it interest frozen on credit cards as well is different from ones on the loans?
any help appeciated, as i say i think i know the answer but was hoping im wrong
thanks
douglas
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