Tuesday 23 April - What small DFW things will you do today?

ziggy2407

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

ziggy2407

Good Morning my lovelies

karb - Glad you're doing ok, I expect last wk was extremely tough for you - take care


Hi :wave:to all the regulars and lurkers and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Another lovely bright but chilly morning here and it definitely lifts your mood - long may it last. My little list for today:

Check Banks -
Check swapits -
Check www.freepostcodelottery.com -
Packed lunch for OH & LO- Done
General Tidy up -
Work (10.30 - 1.30) -
Re-advertise items for sale -
Chase up quotes for Garage Roof -
Surveys -
Catch up on emails -
Enter a few comps -
Read - Reading another book from stash
Meals from stores -
Update Food tracker - in progress

Have a great day, love to you all.

C xx

josiebabie

Morning peeps

Bright and early post from me this morning. Ready for work early and raring to go! Well not really but I've got so much to do today I have to at least pretend...

- Checked bank (CB gone in, transfered "borrowed" £30 back to budget account)
- BLD from stores, I will lose this 1/2 stone!
- Left purse at home so no spending
- Might take DD to park after afterschool club, I denied her of this on Sunday when I felt unwell
- Check conveyancing progress online (must have moved on, surely?!)
- Quiet night in tonight and early night due to late one last night and not feeling too hot about it!
- Sparkle!

Jx

stitching_witch

Morning everyone. Just a quick post as I'm picking up a work colleague today so can't be late!
My list so far:

• Breakfast from stores
• Fed and watered the chickens
• Checked banking :eek::eek:
• Checked for surveys
• Made myself a packed lunch
• Put dinner in the slow cooker
• Emailed letting agent asking for a refund of admin fee as I'm not going ahead with the property

I will also:

• Keep an eye on surveys during the day
• Turn one of the storage heaters off later - will just leave one on for another couple of days to see what the weather is planning to do
• Drink free coffee/water at work
• Possibly get into sewing room this evening, but the Great British Sewing Bee final is on tonight
• Have an NSD

Small list of small things
Stitchy x

Trajal

On train this morning.

The things I used to think we're me being really good are just becoming normal now - breakfast at home and making lunch just feeling odd that I ever spent money on them before when plenty in the house.

Will avoid buying wifi for the iPad and just use the data connection.
Will avoid buying coffee from the trolley.
Have my lunch etc so no temptation to spend.
Realised when I checked for my tickets that I have £35 in my wallet. It's been sat there for over a week now without me thinking about it.

I used to go through that on a normal day without blinking. This is the final day of my 9-in-a-row NSD challenge but the funny thing is I have no burning desire to spend money now.

Have about £200 more than I normally would in my current account at this stage of the month and I'm not rushing out to buy shiny junk I don't need. Shocking.

MinnieMousesMummy

Good morning everyone,

My list for today:

1. [STRIKE]Quick shower, Get the kids up and organised[/STRIKE]
2. School/Childcare runs one done
3. Declutter & Flylady
4. LSD - I really need to order some new gear for work and also a spice rack, but I have set myself a max amount and will also see if I can do it through TCB and get some money
5. Do client appointments that are in for today
6. Do some course work
7. Nectar adpoints, Swagbucks, Swapits, TCB, Postcode lottery, Birthday bingo
8. Sort a meal plan for the rest of this week
9. Water veg plants
10. Check the oil and water in the car
11. Hand paperwork into the school
12. Sort bags, clothes, lunches and list for tomorrow

I think that is everything for today, I best get a move on as starting client appointments at 9. Hope everyone has a good Tuesday, hugs to those that need them x

brilliantsunshine

Morning all,

It's a bit chilly again! Who is hogging the sunshine?
Well after having poorly child off yesterday (still off today but recovering well) and my serious lack of sleep , yesterday was a bit of a write off. However, that did mean it was a LSD (only bread and milk). It meant few jobs got done though which I need to get done today.

Small things:

More washing outside - it's neverending!
Already been to @ldi
Ironing
Make up meals for rest of week
Finish a job application I came across yesterday. Wasn't looking but it's right up my street, so going to apply and see what happens.
Start a spreadsheet (yikes, I'm rubbish with excel!)
Flylady
Already checked bank accs :eek::eek:
Read paper online
Heating remains off, but struggling as it's turned cold again.

Ok, lots to do, have a great day everyone

x

brilliantsunshine

Trajal wrote: »

On train this morning.

The things I used to think we're me being really good are just becoming normal now - breakfast at home and making lunch just feeling odd that I ever spent money on them before when plenty in the house.

Will avoid buying wifi for the iPad and just use the data connection.
Will avoid buying coffee from the trolley.
Have my lunch etc so no temptation to spend.
Realised when I checked for my tickets that I have £35 in my wallet. It's been sat there for over a week now without me thinking about it.

I used to go through that on a normal day without blinking. This is the final day of my 9-in-a-row NSD challenge but the funny thing is I have no burning desire to spend money now.

Have about £200 more than I normally would in my current account at this stage of the month and I'm not rushing out to buy shiny junk I don't need. Shocking.

Well done on keeping that money in your wallet and for 9 NSD's in a row. Thats fab! :T

Sazdaz

well done Trajal, wish I could manage that many in a row.


Well todaty I have:

- Sorted my money jars out and done some swapping about.
- Checked my nectar points and my adpoints been added so now have £2.50 off shopping to use, and my local store has double event on at the moment.
- Doing an extra hour of work for client so that be another £10 at the end of the month.
- Got my new bank account details so going to pay my first bill money in there today and make that payment to get it out of the way early.
- Breakfast and Lunch from stores today, Dinner will try to drag out till I get home but wont be home till late.
- One load of washing out on line, other in machine as want to go through clothes so that I can do a boot fair at weekend.
- done my swagbucks, adpoints, and now have to do a couple of valued opinion surveys before go out.
- written food plan for next few days
- need to work out more ways of earning extra cash and need to cut back on spending.
- cancelled hair appointment, will have to wait a bit longer, maybe roots will come back into fashion :rotfl:

Hope everyone has a good day.

Laconic

Today... I have finally logged my payment details with Quidco. £27.91 to be paid to my bank account, woohoo!
Finally filled in my final expenses claim for travel for a lab project. £20.61. I'll get it sometime in July, I expect. Speaking of which, the postie just dropped off a cheque from uni for £17.57. Can't complain!
Working from home today, so no temptation to spend on lunch.

La_escocesa

Hi guys :wave:

Sounds like you’ve sussed it Trajal
Sunshine here BrilliantSunshine
Have you thought about mystery shopping Sazdaz?

I’m giving it a go today by not really doing anything interesting
*Checked banking
*Cheapo porridge brekkie
*Packed lunch
*Leftover chicken for dinner – OH making a stew :T
*Tidying round tonight – helps me tackle things with a clearer head!
*Night in tonight
*Used freebie I got with mag
*Found 5p :cool:

On the plus side – I went to yoga last night and then had a bath – has eased my neck out so I think I will give the chiropractor visit a miss - £35 saved. :T

Happy Tuesday