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Little bit happy

Called up Wescot to find out what my balance WAS and IS - have been paying back VERY slowly.

She offered me a F&F settlement of 50% (i asked about it 3 months ago but was too much at the time)

WOOOOO another debt cleared! :j:j:j:j

(p.s please do not have a go at me about not paying in full. Please? x )
Official DFD: Dec 29
Challenge DFD: July 23
Debts Cleared: 1/13
Building EF: £20/£600 3%

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Very good. :) Make sure they put it in writing first.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • fermi wrote: »
    Very good. :) Make sure they put it in writing first.

    Yeah I have a folder with all e-mails stating about F&F settlements so will not pay a penny until I get it from them.

    May just clear my debts a year early :D
    Official DFD: Dec 29
    Challenge DFD: July 23
    Debts Cleared: 1/13
    Building EF: £20/£600 3%
  • Great news! Well done you :)

    HBS x
    "I believe in ordinary acts of bravery, in the courage that drives one person to stand up for another."

    "It's easy to know what you're against, quite another to know what you're for."

    #Bremainer
  • krustylouise
    krustylouise Posts: 1,501 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Congratulations and well done!!! Don't worry about not paying in full - surely alot of that will be interest anyway. Well done!!!! :)

    PAD 2023 Debt total as of Dec 2022 £18,988.63*April £17,711.03

    Halifax CC £3168.21

    Halifax loan £6095.47

    Car finance £7639.02

    Next £0/£808.33


    #22 - 1p savings challenge 2023 £166.95/£667.95

    Saving for Christmas - £1 a day savings challenge 2023 £50/£1000

  • PennySaving
    PennySaving Posts: 190 Forumite
    Well Done! Great news! I paid off a loan today 4 years early :) Its certainly a good day for us! :D
  • thanks guys and well done Pennysaving! x
    Official DFD: Dec 29
    Challenge DFD: July 23
    Debts Cleared: 1/13
    Building EF: £20/£600 3%
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