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Little bit happy

freshstart11
Posts: 416 Forumite
Called up Wescot to find out what my balance WAS and IS - have been paying back VERY slowly.
She offered me a F&F settlement of 50% (i asked about it 3 months ago but was too much at the time)
WOOOOO another debt cleared! :j:j:j:j
(p.s please do not have a go at me about not paying in full. Please? x )
She offered me a F&F settlement of 50% (i asked about it 3 months ago but was too much at the time)
WOOOOO another debt cleared! :j:j:j:j
(p.s please do not have a go at me about not paying in full. Please? x )
Official DFD: Dec 29
Challenge DFD: July 23
Debts Cleared: 1/13
Building EF: £20/£600 3%
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Comments
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Very good.
Make sure they put it in writing first.
Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Very good.
Make sure they put it in writing first.
Yeah I have a folder with all e-mails stating about F&F settlements so will not pay a penny until I get it from them.
May just clear my debts a year earlyOfficial DFD: Dec 29Challenge DFD: July 23Debts Cleared: 1/13Building EF: £20/£600 3%0 -
Great news! Well done you
HBS x"I believe in ordinary acts of bravery, in the courage that drives one person to stand up for another."
"It's easy to know what you're against, quite another to know what you're for."
#Bremainer0 -
Congratulations and well done!!! Don't worry about not paying in full - surely alot of that will be interest anyway. Well done!!!!
PAD 2023 Debt total as of Dec 2022 £18,988.63*April £17,711.03
Halifax CC £3168.21Halifax loan £6095.47
Car finance £7639.02
Next £0/£808.33
#22 - 1p savings challenge 2023 £166.95/£667.95Saving for Christmas - £1 a day savings challenge 2023 £50/£1000
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Well Done! Great news! I paid off a loan today 4 years early
Its certainly a good day for us!
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thanks guys and well done Pennysaving! xOfficial DFD: Dec 29Challenge DFD: July 23Debts Cleared: 1/13Building EF: £20/£600 3%0
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