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hi there ive fianlly taken my head outta the sand

Hi everyone

been here before but not really sorted anything out till now ive pulled my head out of the sand and stopped using a DMC that charges me £50 pm and ive contacted payplan who are really helpful nice people so as from monday i will be with them fingers crossed everything will be ok

couldnt afford payments this month as i had a miscarridge and as its my 2nd i was really down had 5 weeks of work in all as i had op to remove my baby this is why so down anyway...

one creditor from first direct rang me and moaned about not paying you know blah blah i offered a good will gester of £10 from my lovely boyfriend (bless him) and she bloody refused it the cow (i didn't think they could refuse a payment)

my boyfriend didnt know till now how much i owed but he has been really supportive with me so i feel so much better now he knows still haven't told the parents though eekk!!!

anyway its gonna be nice getting to know you all and i hope that my ...oh no here goes £15,000 goes down quicker now im not paying the £50 pm admin fee i was paying with a DMC


x x x x x x Emma x x x x x x x
:beer:
current debt stands at around £15,000 eekkk
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