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1st credit debt letter- what to do?

MSG34
Posts: 1 Newbie
Hello,
I am new to this. I have received a letter from 1st capital saying I owe £3500 from a lloyds TSB account. I phoned 1st credit to find out what this was relating to. They said it was from a credit card in 2007. They would not give me any further details. They said if I paid it off by the end of the month they would reduce the debt to £2500. I don't even know what the orginal debt was.
I have been to lloyds bank and they say they can't help as the debt has been passed on.
What can I do?
Advice greatly received.
I am new to this. I have received a letter from 1st capital saying I owe £3500 from a lloyds TSB account. I phoned 1st credit to find out what this was relating to. They said it was from a credit card in 2007. They would not give me any further details. They said if I paid it off by the end of the month they would reduce the debt to £2500. I don't even know what the orginal debt was.
I have been to lloyds bank and they say they can't help as the debt has been passed on.
What can I do?
Advice greatly received.
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ask them to prove the debt0
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