Cca?

lynseymak

Hi

I have an impending court date with Nolans Solicitors who are acting on behalf of a company who claim I have an outstanding debt with them (GMac, On:Line Finance).

I have asked for copies of the original credit agreement (requested over 2 weeks ago from Nolans via recorded delivery) and a statement of charges attributed to the amount claimed. To date I have not received this information and the court date is now only days away.

I am still no clearer as to which debt they claim this is for and how they have reached the claimed amount, what can I do here? Surely they are under obligation to provide me with this information. How can I defend myself if I dont know what they are claiming for?

Any help would be most appreciated

Lynseymak

fermi

http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?170-Legal-Issues

http://www.legalbeagles.info/forums/forumdisplay.php?105-Is-your-creditor-suing-you

lynseymak

Update - this claim was dismissed at court this morning because:

Both Nolans & MCE Portfolio failed to provide myself and the court with copies of the original credit agreement as requested.

and

Nolans failed to provide a breakdown of charges that attributed to the claimed amount.

Case closed

fermi

lynseymak wrote: »

How can I defend myself if I dont know what they are claiming for?

Seems like you knew how, and didn't need the links I posted.

Well done.

Did they provide anything that allowed you to work out what the debt was? Or are you still in the dark over that as well?