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Creation

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Has anyone applied for an increase on a creation credit card? How long did it take? I got an email to say i would hear in 5 working days.

Thanks
Janette. xx

Comments

  • stephane_2
    stephane_2 Posts: 3,076 Forumite
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    Generally the increase if accepted is available within 24 hours....it means that they want to look into your request in more details, so could go either way...
  • chanz4
    chanz4 Posts: 10,918 Forumite
    First Anniversary Name Dropper First Post Xmas Saver!
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    you must of had it atleast 6 months
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • izools
    izools Posts: 7,513 Forumite
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    I have found creation very strict with increases as of late. They have refused any limit increases my partner and I have asked for in the last year. Which is odd, as we have always paid far more than the minimum before the due date and never gone over limit.

    Back in the day however they gave me three increases in one year.
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  • oceanscape
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    izools wrote: »
    I have found creation very strict with increases as of late. They have refused any limit increases my partner and I have asked for in the last year. Which is odd, as we have always paid far more than the minimum before the due date and never gone over limit.

    Back in the day however they gave me three increases in one year.
    Exactly the same experience as me. I've for the creation MasterCard (previously Silver) and the FlyBe card. Used to always get increases but in the last 12 months I've applied 2 or 3 times for an increase and consistently been rejected without reason.
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
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    I've been refused an increase recently. Never used the card in months so not really sure why I even tried lol.
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