We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Motormile
mushrooms_2
Posts: 10 Forumite
Afternoon all,
I have a payday loan debt that has been passed over to Motormile finance, I don't dispute the debt but have written to Motormile offering £40 a month and have had no reply. Had the usual stream of e-mails threatinging legal action doorstep collectors etc etc.
I have today had the following e-mail from them,
"Formal NOTICE OF LEGAL ACTION: unless we hear from you within 7 days on 01138876876. We will rely upon this SMS when legal costs arise. MMF Refxxxxx"
You can see what a bunch of clowns Motormile are as they e-mail me and say its a sms that they have sent
I will again write and e-mail them with my offer of £40 per month, however is the above e-mail sufficient notice of legal action, could I use the fact I have made an offer of payment as a defence if this goes to court ?
I have a payday loan debt that has been passed over to Motormile finance, I don't dispute the debt but have written to Motormile offering £40 a month and have had no reply. Had the usual stream of e-mails threatinging legal action doorstep collectors etc etc.
I have today had the following e-mail from them,
"Formal NOTICE OF LEGAL ACTION: unless we hear from you within 7 days on 01138876876. We will rely upon this SMS when legal costs arise. MMF Refxxxxx"
You can see what a bunch of clowns Motormile are as they e-mail me and say its a sms that they have sent
I will again write and e-mail them with my offer of £40 per month, however is the above e-mail sufficient notice of legal action, could I use the fact I have made an offer of payment as a defence if this goes to court ?
0
Comments
-
why dont you call them? personally when dealing with companies for whatever reason, i find the quickest and easiest way is to speak to someone over the phone.
Think of how many emails they must get in a day. By the sounds of it the situation sounds urgent, but do you think they really care, your email could be at the bottom of the pile.
Phone them up, set up a dd. atleast you will then have piece of mind that it has been sorted there and then.Trainee Building Surveyor
DIP 12/02/13 - Mortgage application 13/02/13 - Valuation 14/02/13 - Valuation OK 22/02/13 - Mortgage offered 05/03/2013 - Completion 22/03/2013
FINALLY IN MY FIRST HOME!!! WAHOOOOOOO! :beer:0 -
Because they can always deny you called.
Keep it ALL to email or good old letters.
HBS x"I believe in ordinary acts of bravery, in the courage that drives one person to stand up for another."
"It's easy to know what you're against, quite another to know what you're for."
#Bremainer0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 348.9K Banking & Borrowing
- 252.4K Reduce Debt & Boost Income
- 452.6K Spending & Discounts
- 241.8K Work, Benefits & Business
- 618.3K Mortgages, Homes & Bills
- 176K Life & Family
- 254.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 15.1K Coronavirus Support Boards