Legal Cover with car insurance

Rich_Pauper

I have just bought a car insurance through RAC, they were quoting £29.99 for a legal cover, it seems like a daylight robbery. I've got two cars that would mean £60 for an insurance I might never use. Before anyone jump down my throat, i'm not advocating that people shouldn't get the legal cover, i know the benefits, eg: when the accident is not your fault

I've seen this memonline.co.uk/legal.html (sorry i'm not allowed to put links, don't forget www in front) used to be bestcover, it is quoting £14.99 for two cars, appears very reasonable. Should i get the cover from here? Has anyone had any dealing with this compnay? any reviews or can someone recommend another compnay?

forgotmyname

SCAM WEBSITE... Its not legit...

Contact details do not match the genuine companies.

BertTheRaccoon

Why is it a SCAM website?

Looks like a broker is selling a policy and acting as coverholder for Kindertons Accident Management?

forgotmyname

Because the website posted above was not registered to the company mentioned.

It was registered to a LTD company that does not exist. And contact details do not match the company mentioned also.

Why would they register the website 2 months ago (i think its was) to a LTD company that is not on the companies house register?

See the other thread on them.


Registrant:
Extra Sure Legal Limited

Registrant type:
UK Individual

Does that look legit to you?

quotememiserable

Personally I think legal insurance is the next miss-selling scandal. People are pressured into buying a product they don't understand. I maintain this is cover you don't need. Who has cover for legal costs other than motoring ones? If this is so important why don't why all buy general policies to cover these eventualities?

rs65

quotememiserable wrote: »

Who has cover for legal costs other than motoring ones?

I do, and so do many people who have it as an add-on to home insurance.

The cover with a home policy covers a lot of things, but not motoring.

Rich_Pauper

forgotmyname wrote: »

Because the website posted above was not registered to the company mentioned.

It was registered to a LTD company that does not exist. And contact details do not match the company mentioned also.

Why would they register the website 2 months ago (i think its was) to a LTD company that is not on the companies house register?

See the other thread on them.


Registrant:
Extra Sure Legal Limited

Registrant type:
UK Individual

Does that look legit to you?

Thanks for your advice, company house says the following, it looks like the company has been open since 1980. am i right?

M.E.M. INSURANCE BROKERS LIMITED

517 KING STREET
LONGTON
STOKE ON TRENT
ST3 1HE

Company No. 01501613

Status: Active
Date of Incorporation: 12/06/1980

Country of Origin: United Kingdom

Company Type: Private Limited Company

Nature of Business (SIC):

65120 - Non-life insurance

Accounting Reference Date: 31/03

Last Accounts Made Up To: 31/03/2012(TOTAL EXEMPTION SMALL)

Next Accounts Due: 31/12/2013

Last Return Made Up To: 30/09/2012

Next Return Due: 28/10/2013

Last Members List: 30/09/2012
Previous Names:
Date of change
Previous Name
31/12/1980
DIGOBARN LIMITED

on globalbusinessregister.co.uk

Company Information on DIGOBARN LIMITED

Country: United Kingdom Company Code: 01501613 Registration Authority: Companies House


i've checked the website

Domain name: memonline.co.uk

Domain Title: << MEM Insurance Brokers Ltd >>

Description: Extra Sure Legal Care Limited was born to help UK motorists find an alternative to the exc

Domain Age: 47 Days

Website Speed: Average

Owner: Extra Sure Legal Limited UK Individual

Address: 37 Queen Street, Stoke-on-Trent, Staffordshire, ST6 3EH, United Kingdom

City: Trent

Country: United Kingdom

Postcode: ST6 3EH

Website Location: United Kingdom


Notes:-

This website is 47 Days old

The website appears to be less than six months old



I've looked at bestadviceuk.com and the registration details are same as above.


Domain name: bestadviceuk.com

Domain Title: << Best Advice UK >>

Domain Age: 6 Years, 198 Days

Website Speed: Fast

Owner: Christopher Bridgett

Address: 37 Queen Street Burslem Stoke-on-Trent Staffordshire ST6 3EH United Kingdom

Website Location: United Kingdom


I can see the registration addresses are different, is that mormal or like you said a scam?