Mr & Mrs P's plan to grow up & be more responsible

Hello,

so today I have decided to start this diary to motivate myself and OH to start working on getting rid of the debt mountain we've acumulated and begin to be a bit more responsible about money.

so a little bit about us..

Mrs P - thats me 27 years old, cat lover, obsession with geeky tshirts and DVD box sets

Mr P - 28 years old, game player and proud to be geek

so we've been married 3 years and together for 8 and in that time we've managed to accumulate a nice big mortgage, 2 cats and around £30k of debt, after posting our SOA here the other day we've realised things have got to change so we are starting fresh today and will be doing all we can to chip away at the huge mountain ahead until we can finally be debt free :)

anyway thanks for reading and please feel free to chip in with suggestions or a good telling of when we've been bad to keep us on the straight and narrow

~Mrs P x

Comments

  • Hi Mrs P and welcome to diary land :)

    If you've already posted your SOA / had comments on it - maybe add a link to that thread & you might get some more suggestions.

    Wishing you the best on your DF journey:)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • angelkez
    angelkez Posts: 145 Forumite
    i have no idea how to link to this post but its titled "time to grow up"
  • beanielou
    beanielou Posts: 90,179 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    I cant get link to work.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • *Robin*
    *Robin* Posts: 3,364 Forumite
    First Anniversary Combo Breaker First Post Stoptober Survivor
    Hello Angelkez and welcome to diary land. :hello:
    Think this link works:

    http://forums.moneysavingexpert.com/showthread.php?t=4302233&highlight=

    Best of Luck on your debt-busting journey!
  • thank you Robin :)

    so i have started a spending diary and being super conscious of every penny. We've also decided to traverse the ebay waters and begun to try to sell some of the stuff we have cluttering up the house which may be worth some money

    I'll be updating how we've got on soon :)
  • Just made £55 on a dvd set not a bad start
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