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Retire - Sate Pension & No Debt

I retired about 20yrs ago with loads of debt but have gradually worked my way thro' it and now live within my means!
It's such a relief not to have to worry about all that stuff and anything bought with my Tesco or Barclay CC I pay off immediately I get the statement thro' the door.
I really sympathise with anyone who is having a difficulty with this sort of thing. It can be an absolute nightmare...
All the world is mad except thee and me and even thee's a little odd!


  • elantanelantan Forumite
    21K Posts
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    That's fantastic that you have managed that, how did you find living on such a small budget and yet paying off debt? Do you find you have "spare" money now? Any hints or tips you would like to share ?
  • beanieloubeanielou Forumite
    82.2K Posts
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Great result for you.
    As El says any hints to share?
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • edited 22 November 2012 at 5:55PM
    McKneffMcKneff Forumite
    38.7K Posts
    Part of the Furniture 10,000 Posts Name Dropper
    edited 22 November 2012 at 5:55PM
    Possibly a large private pension.

    No one on a state pension solely can afford cruises or to study law even if it is with the OU.

    Not critisising OP, if it is a pension well done for having forethought.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
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