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Credit Rating

edited 30 November -1 at 1:00AM in Old Threads
1 reply 1.1K views
FawkesyFawkesy Forumite
1 posts
edited 30 November -1 at 1:00AM in Old Threads
Hi,

I recently completed a credit rating with Experian and got an excellent the highest credit score available. I have a number of credit cards and a loan but less than 50% of the available credit to me.

However, I don't seem to be able to register for any new cards or even a new bank account to pay my wages into - why am I didnt declined?

I own a property but am currently renting due to a recent relocation move, where I believe the previous tenants were evicted and lost the property could this be the reason? How can I get it changed and disassociated with me!!!

Thanks

Replies

  • Fergie76Fergie76 Forumite
    2.3K posts
    Credit ratings with Experian, Equifax and Callcredit mean nothing, as they do not give out credit. Each company has it's own credit scoring system.

    You have unfortunately wasted £6.50 or however much it costs.

    There are many things that can effect your credit score, like applying for lots of credit in a short period.
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