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What happens if you haven't paid national insurance for years
Comments
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The "EARLIEST" date is the actual date you can receive your pension, you are at liberty to defer if you wish. Scandalous, please get a grip ! I am male and born in 1954 so am also affected. I retired in 2009 so the changes have a greater impact as I have to dig into my own resources for a bit longer but had plans in place and was ready to expect the unexpected.lizbritton wrote: »The problem may be the current regime's scandalous treatment of women (like me) born in the years 1953 and 1954. We are the hapless victims of the increase in pension age which has been speeded up recently. The AgeUK campaign on our behalf was ignored by the government. My local (LibDem) MP replied in a mealy-mouthed way to my outraged letter, promising that the new flat-rate pension will be higher, so I won't lose out (figures not available, so am very sceptical
about this....)
We have been told the "EARLIEST" date we can receive our state pension but not the ACTUAL date yet - how can anyone plan their finances on that basis ?0 -
lizbritton wrote: »The problem may be the current regime's scandalous treatment of women (like me) born in the years 1953 and 1954. We are the hapless victims of the increase in pension age which has been speeded up recently. The AgeUK campaign on our behalf was ignored by the government. My local (LibDem) MP replied in a mealy-mouthed way to my outraged letter, promising that the new flat-rate pension will be higher, so I won't lose out (figures not available, so am very sceptical
about this....)
We have been told the "EARLIEST" date we can receive our state pension but not the ACTUAL date yet - how can anyone plan their finances on that basis ?
what about the 'scandalous' treatment of men for the past god knows how many years, having to wait an extra 5 years.
Women want equality don't they? stop moaning.0 -
what about the 'scandalous' treatment of men for the past god knows how many years, having to wait an extra 5 years.
The only effective approach is to assume that the state pension will be paid from age 100 at a rate of £0 per annum.
That's what I have in my plan!I am not a financial adviser and neither do I play one on television. I might occasionally give bad advice but at least it's free.
Like all religions, the Faith of the Invisible Pink Unicorns is based upon both logic and faith. We have faith that they are pink; we logically know that they are invisible because we can't see them.0 -
gadgetmind wrote: »The only effective approach is to assume that the state pension will be paid from age 100 at a rate of £0 per annum.
That's what I have in my plan!
I'm hoping to retire a few years before my current state retirement age (68). So I'm kind of working on the basis of can I live off my works pension alone (luckily I have a public sector final salary pension). With any future state pension is a bonus.0 -
I had ill health retiement when I was 54, but when I got to retirement age I got my pension (Only a little late for me)
Thing is I am not treated as retired by anywhere else so not concessions until I am 65.
This is not a moan just a remark. :rotfl:0 -
Cuckooclock wrote: »Thing is I am not treated as retired by anywhere else so not concessions until I am 65.
You could retire at age 11 if you had enough capital but that's no reason for someone to give you a bus pass!I am not a financial adviser and neither do I play one on television. I might occasionally give bad advice but at least it's free.
Like all religions, the Faith of the Invisible Pink Unicorns is based upon both logic and faith. We have faith that they are pink; we logically know that they are invisible because we can't see them.0 -
As I said just a remark, why would I want a bus pass I have a perfect good car, I couldn't stand long enough to wait for a bus,gadgetmind wrote: »You could retire at age 11 if you had enough capital but that's no reason for someone to give you a bus pass!
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gadgetmind wrote: »Dunno why it works for you.
I got the stuff about women born after 1953 can't use the online system when I try and get one for my wife.
Have you tried recently - I have a feeling that they disabled this while awaiting the proposed changes to womens pension ages to go through the legislation, but think it should be working again now...0 -
p00hsticks wrote: »Have you tried recently.
Yup, I tried last Friday and got the same message. We've had to call and get them to send letters.I am not a financial adviser and neither do I play one on television. I might occasionally give bad advice but at least it's free.
Like all religions, the Faith of the Invisible Pink Unicorns is based upon both logic and faith. We have faith that they are pink; we logically know that they are invisible because we can't see them.0
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