OrangeFairy~balancing a new full time job~mummy hood ~ and debtbusting!

OrangeFairy

Thanks Brizzle.

Had an MSE trip up to the loft yesterday.

I found enough cards for the kids to use for their classmates, I found a couple of xmas craft kits we didn't do last year. Also found a frame for put a pic in for my Nan and 2 pairs of boots for DD1. They were cheap ages ago and I bought them for her to grow into. I almost bought her more yesterday until luckily I remembered I had some in the loft.

Progressed quite a lot with my Dad's photobook last night. Will be able to order it after I get paid

Happytogetdebtfree

That's great regarding photo book. Yay to finding surprises in the loft. I've done that before buying things for later in year or saving Xmas paper etc but I never find it again lol lol x

OrangeFairy

Morning diary

Photobook is finished for my dad. Just one page left to fill in as it is my nieces 2nd birthday on Thursday and I want to get that in.

I am looking forward to work today :-) I have lots of things I enjoy doing which I need to get on with

Lovely meal with BIL and SIL last night. Hunters chicken and lemon meringue pie for pudding. (Left over chicken for lunch today)

Working earlier today so I can leave early to see my 13 year old cousin for her birthday after school. Tea and cake! Then dinner at mums.

Got a couple of presents for Xmas at the garden centre yesterday which is great. I get paid on Friday and there are 4 presents I can waltz straight into town to buy!

Need to concentrate on getting dd1s iPod touch ordered. I will feel a lot happier when that is in the house!

Have a lovely day everyone

OF x

Happytogetdebtfree

Hi orange i hope you had a wonderful day, well done on the xmas presents spotted. I always feel better when all gifts are got because its a stressful time in its self. Enjoy cousins birthday party and dinner at your mums xx

Choc-addict

Decided i'm not reading your diary anymore Kel....just puts me to shame and highlights how unorganised and lazy I am!! :p:p

Hope you have a good day lovely xx

Happytogetdebtfree

Lol at choc, hope your ok ?? maybe orangefairy can teach us a thing or too . I am been very sensible and sorting out energy suppliers and fixing tarrifs etc xx

OrangeFairy

Hi diary.

Awww Choc don't leave me!!!!

Today need to order lemon essence to make some candles and mini stars to complete my cards.

All it is at the mo is birthdays birthdays birthdays! 2 birthdays last week, 3 this week, 3 next week, then 2 more on the 14th and 21st! I feel like I'm constantly visiting people. It's my uncles today which is just a gift of a Terry's chocolate orange. These birthdays include my nieces 2nd, brothers 21st, sisters 17th and Cousins 18th!

I have been thinking a lot about my loan and clearing it in the new year. We are meant to have disposable income of £864. So I had planned to overpay by £500 a month as a minimum. If I can do more then great but I really want to make this my target.

My plan each month is to make an overpayment on payday of £300. Then my regular payment comes out on the 5th. And at the end of the month before I get paid again I will overpay by what ever money I have left. Hopefully a minimum of £200. This means I shouldn't find myself too short in the month if things crop up.

Doing this should see the loan gone in March so should only take 3 pay cheques.

Jan and feb are particularly bad birthday months as we had my grandparents, hubby, step-dad, brother, stepson and DD1!

Right gotta get off the bus :-) was wowed by a huge Xmas tree in the entrance yesterday! It was my photo of the day!

Happy Wednesday everyone

OF x

Happytogetdebtfree

Wow that is alot of birthdays lol it needs mega organisation. Just a flying visit i am very excited because ohs bonus has been confirmed and will be 2-4 weeks and then we can see the negative wealth down a nice big chunk yippee x

Choc-addict

Don't worry i'm still here.....just picking up tips from your amazing planning!

You do so well to cater for everything and everyone x

Happytogetdebtfree

Its mind blowing lol. Hope your having a good thursday x