travel insurance advice - daughter on her own

debs66_2

Could any travel insurance buffs please help guide me on this...

My 15 year old daughter will be going on holiday with her friend and her family for 2 weeks from mid July. we just have to arrange her travel insurance.(nb, she will be going to Egypt - one week cruise and then one week in a resort).

Mid August we are then going on holiday ourselves as a family to California - so USA policy needed.

my questions are this:

1) Can i arrange a single trip policy for my daughter as a minor?
2) Would i be best to get a worldwide annual family policy and would this then cover her?
3) my eldest daughter (aged 17) has asthma (controlled and last attack 5 years ago). any recommendations for a company for worldwide cover with her pre-existing medical condition.

Thank you in advance for any advice given.

Debs

avstar

Hi Debs66 - sorry can't answer your specific questions - hopefully someone more knowledgable will !

But I took my daughter's friend on holiday with us last year (both my daughter and friend were 16 at the time). She was covered on the family insurance policy that I had taken out. As she was a minor in my care it was classed as if she was one of my children. I speficically asked the insurance company and got an email to confirm this.
So, would you daughter be covered by the family's insurance ?
avstar

debs66_2

thanks for the tip. I can check but she is actually going only with friend and friends single dad. they all went last year and got a cheapie package deal which included insurance. this year he has arranged it differently and says i just need to sort insurance.

he once again won't accept any money for her trip, as he won't get a holiday with his daughter if she doesn't have a friend with her, so it's the least i can do to sort it. i just wasn't sure if she could even have a single trip insurance in her name at age 15.

thanks again.

debs