Thursday 4th October- What small DFW things will you be doing today?

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:


Morning :wave: yay to Thursday!

Things for the day:
* [STRIKE]check banking[/STRIKE]
* [STRIKE]oh to take a bag of food to work and store in his freezer,[/STRIKE] [STRIKE]my colleague coming round after work to take the rest[/STRIKE]
* [STRIKE]breakfast[/STRIKE] & dinner from stores no need to eat as had such a big lunch! and it didn't cost a penny :T
* [STRIKE]lunch being taken out for a works lunch by boss as the woman I am covering for maternity leave returns on Monday![/STRIKE]
* do gas & elec comparison
* [STRIKE]NSD? Maybe depends on lunch....[/STRIKE]
* do a final pack of everything we are not using for Friday and then moving day and a clean around
* research and print off some stuff for this job application. If I get an interview it will be a week today and I won't have internet over the weekend plus will be in the midst of moving madness!

Ok that is all I can think of.

Stitchy a bit of advice honey if that's ok? I am planning on making a quilt for my best friend's baby/my god child. I need 3/4metre in one design and 1/2 in another - does this mean fat quarters or do I need meter squared?

this is what I'm thinking of doing:

http://www.ludlowquiltandsew.co.uk/Baby_quilt_free_pattern.html

would really appreciate your help! :A

also received cheque for £25 from complaint from savings account :T

dropped painting we bought in Thailand off at the picture framers and the cost is £24 so it is covered by the above shoddy service :rotfl:

brokemedic

Morning...

My tasks for the day..

check banking... Amazon payment, where are you??:D
post Amazon book.
make packed lunch though am getting sick of shop-bought wheat-free bread.
start looking for another juicer - cheap but efficient
go for a run after work tonight.. am hoping that because I have written it down, there is more chance of me doing this lol..

Hope everyone has a good day..

Yargo1

Morning all

Planning a nsd today ,lunch at work today which is good as its free but normally food not that great :-(

Hope everyone has a great day x

stitching_witch

Good morning everyone, and thanks to DNMS for starting us off.
Re the quilt ~ with some quick maths, you can get 6 x 6.5 inch squares from a fat quarter. From the main fabric you need 16 squares so 3 fat quarters would do it, and you need 9 contrast squares, so 2 fat quarters there. Buy the backing fabric from a roll so there are no joins. I'm sure it will be beautiful and your friend will love it.

Okay, my list:

• HM granola for breakfast
• fed and watered the chickens
• packed lunches for self & DH
• checked banking
• checked for surveys - screened out
• 42p voucher from Mr T Price Promise

I will also:

• get a lift to aand from work
• charge phone at work as this is allowed
• keep an eye on surveys
• knit at lunchtime
• check out local chemist for bargains - DD and I are making a nappy cake tomorrow
• check sewing room for spare nappies from last nappy cake - I'm sure they're in there somewhere!!!
• chicken broth & HM bread for dinner

That'll do for today. Last day at work for the week and tomorrow won't come a minute too soon.
stitchy x

Pippilongstocking

Morning all

Hope you're all good gives a wee waves up there!

Today
I'm working from home - save petrol wonder if I can not drive one mile today?
HM food all day long
Normal drill - banks and cc's
See if I can juggle money to pay the phone bill installation (£255)
Walk doggies locally inbetween the showers
Put up the pictures at home and do some cleaning (no products to buy use what we've got
Try and unpack more bags/move things to suit
Skype son later at uni
Look about for onepoll surveys
Chop more wood (free) and find some from shore maybe but I've a fair bit to chop at the moment so get on with that
HC and hang up inside - put away dry washing and organise putting up airer or fathom where to put it - tried washing in the garage and its too smelly of heating oil.
Text landlady about smelly leaking boiler
Aside that watch the birds discover the bird table and write a blog about container gardening and growing grub.
Fill in application for PVG and send it off, send contract back.



Probably me today - have a good un!

determined_new_ms

stitching_witch wrote: »

Good morning everyone, and thanks to DNMS for starting us off.
Re the quilt ~ with some quick maths, you can get 6 x 6.5 inch squares from a fat quarter. From the main fabric you need 16 squares so 3 fat quarters would do it, and you need 9 contrast squares, so 2 fat quarters there. Buy the backing fabric from a roll so there are no joins. I'm sure it will be beautiful and your friend will love it.


stitchy x

awwww thank you so much! This is fantastic, I can't tell you how much I appreciate your knowledge :A my admiration for what you can do has grown ten fold since I've been trying to sew myself x

ziggy2407

Good Morning All

DNMS - Thanks for starting us off this morning and we're all so proud of you and your achievement

Hi to all the regulars and welcome to any newbies that join this FAB group :wave:

Sunny but very cold here again. Today I will try:

Check Banks - Done
Check swapits - Done
Walk dog x3 -
Work (11.30 - 1.30) - Done
Keep up to date on Emails - Done
Keep up to date on surveys -
Quick tidy round - Done
Bake 150 buns for school Fundraiser tomorrow - Done & decorated
Meals from stores - Done
Food Tracker - in progress (37lbs off so far)
Read (library book - Lesley Pearse "Belle") - in progress
Comps -
10 mins on Yantra Mat -
Relax -

Well better get off and make a start, hope you all have a great day, love and best wishes to you all

C xx

sibles

Morning all
I am in agony today, I did 30 minutes of aerobics last night and I hurt, but feel good for it! Walking is interesting though
Hope you are all well today?

Today I have/will:
- clicks and searches (aiming for another voucher!)
- food from stored (aiming for bringing my lunch 5 days this week!)
- meeting a friend for a coffee later so will buy one drink
-write down any spends
- check bank
- hunt for mum's christmas present - find it the cheapest i can
- must get dad's birthday present!

That'll do for today!
Have a good day everyone xxx

La_escocesa

Hi everyone :hello:

Pack-up a book for posting - 76p 2nd class
Emailed MS Co about the missing cheque - am going in next month's run
Do profile survey for P1necone on lunch
Check banking
PAD to cc
Night in tonight; early to bed for me methinks
Bagged myself 24 hours overtime - work is so much sweeter at £23 an hour :rotfl:
Sign up for Nov overtime when it's available :T - hopefully get in 26 hours :T

Adoremouse

Hi everyone,

I love reading this thread every day, and hope to join in soon if that's ok

I was just wondering what you mean by eating lunch/dinner etc from stores? Do you simply mean eating what's already in the house and not buying anything extra?

Thanks!

stitching_witch

Adoremouse wrote: »

I was just wondering what you mean by eating lunch/dinner etc from stores? Do you simply mean eating what's already in the house and not buying anything extra?

Hello and welcome! Yes, that's exactly what's meant

Do post your lists; we're a friendly bunch really....

stitchy x