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Accpeting Credit Cards - Best Deal

Hi Folks

My part time eBay businesses is gradually building up, in an attempt to save on eBay fees I'm building my own site to run alongside the eBay shop, and in order to save on PayPal fees I'm contemplating getting a card machine to accept credit/debit cards. Does anyone know of any good providers of card services, preferably with a charge of less than PayPal's current 3.4% + 20p per transaction?

Many thanks in anticipation.....

Cheers
Mark

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