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no loan agreement on banking loan

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Comments

  • Clearly your friend borrowed some money on interest-only basis secured against the house and has been paying the interest over the last 15 years. Now the capital sum has to be repaid. There were many such "mortgages" around at the time.

    He's acknowledged the debt by making the interest payments all this time......can he not remember how much he borrowed originally?

    If he owes the money - which he clearly does - then he should do the decent thing and cough up (indeed, lucky chap, the bank offered only 50% repayment so he should count himself lucky!).
    ....Practically Perfect in Every Way......:grinheart
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